3215 Cloverdale St, Monroe, MI 48162 Property Records

Monroe County property record for 3215 Cloverdale St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1938
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jun 2023)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-972-936-00`

Property Details

APN / Parcel Number

Primary APN	`07-972-936-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Ranch
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	90 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3215 CLOVERDALE ST
City	MONROE
State	MI
Zip	48162-4495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-936 SEC 25 T6S R9E WOODLAND BEACH SUBDIVISION LOT 936
Legal Range	09E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODLAND BEACH SUBDIVISION
Legal Lot Number	936
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	1
Census Block	1015
Census Tract	831300

Owner

3215 Cloverdale St is owned and occupied by an individual who bought it in June 2023.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	3215 CLOVERDALE ST, MONROE, MI 48162-4495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MORTGAGE 1 INC
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 16, 2022	Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Mar 25, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	20239138
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3215 CLOVERDALE ST, MONROE, MI 48162-4495
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2630 INTERNATIONAL DR 929B, 929B, YPSILANTI, MI 48197-1351

Mortgage

Document Number	0000009011
Date	Jun 12, 2023
Instrument	2023R09011

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 15, 2023
Property Address	3215 CLOVERDALE ST, MONROE, MI 48162-4495
Document Number	0000009138
Map Reference	LB 5 PG 19
Instrument Date	Jun 7, 2023
Instrument	2023R09138
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4774 BURKE RD, NEWPORT, MI 48166-9803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 S TELEGRAPH RD, MONROE, MI 48161-5516

Mortgage

Document Number	0000009010
Date	Jun 12, 2023
Instrument	2023R09010

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Aug 16, 2022
Property Address	3215 CLOVERDALE ST, MONROE, MI 48162-4495
Document Number	0000016447
Map Reference	LB 5 PG 19-21
Instrument Date	Jun 9, 2022
Instrument	2022R16447
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, 1, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4774 BURKE RD, NEWPORT, MI 48166-9803

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE MI
Recording Date	Mar 25, 2022
Property Address	3215 CLOVERDALE ST, MONROE, MI 48162-4495
Document Number	0000006373
Map Reference	LB 5 PG 19-21
Instrument Date	Mar 10, 2022
Instrument	2022R06373
Transaction Type	Foreclosure
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3215 Cloverdale St was $1,501 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,300 Land $47,300	$94,600 Land $94,600
2025	$1,501.00 Homeowner's exemption
2023	$1,162.00	$32,900	$65,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3215 Cloverdale St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3215 Cloverdale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Xfinity.

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