3215 Cloud St, Montgomery, AL 36110 Property Records

Montgomery County property record for 3215 Cloud St, Montgomery, AL 36110 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,025 sqft · built 1970
Lot Size	0.494 acres (21,560 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Apr 2025)
Tax Bill	$432 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-09-32-3-010-021.000`

Property Details

APN / Parcel Number

Primary APN	`04-09-32-3-010-021.000`
Alternative APNs	`0304093203010021000` `205839`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,560 sqft (0.494 acres)
Lot Dimensions	304 ft deep x 70.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	205839
Old Parcel Number	0304093203010021000
Street Address	3215 CLOUD ST
City	MONTGOMERY
State	AL
Zip	36110-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0409323010021000
Legal Subdivision	SUNSET PARK ESTATES 3
Legal Block	F
Legal Lot Number	8
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2007
Census Tract	400

Owner

Source: Montgomery County records · APN 04-09-32-3-010-021.000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3215 CLOUD ST, MONTGOMERY, AL 36110-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2020	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
May 18, 2020	Deed of Trust, Mortgage · Line of Credit RIVER BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Prior Sale	Apr 27, 2010
Deed Document Number	0006286114
Deed Book / Page	6286 / 114
Record Updated	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	3215 CLOUD ST, MONTGOMERY, AL 36110-2307
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054610541
Date	Oct 06, 2020
Book Page	5461/541

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	PRATTVILLE, AL 36066

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	3215 CLOUD ST, MONTGOMERY, AL 36110-2307
Document Number	0054030753
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 692 MILLBROOK AL 360540014, MILLBROOK, AL 36054-0014

Mortgage

Document Number	0054030753
Date	Jun 29, 2020
Book Page	005403/000753

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	PRATTVILLE, AL 36066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$432.00 (+9.92%)	$8,820 (+10.25%) Land $1,500 Building $7,320	$44,100 (+10.25%) Land $7,500 Building $36,600
2023	$393.00	$8,000 Land $1,500 Building $6,500	$40,000 Land $7,500 Building $32,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (01101C), updated February 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 324 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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