Forsyth County property record for 3215 Chamblee Gap Rd, Cumming, GA 30040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,666 sqft · built 1988 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $446,000 (Feb 2025) |
| Tax Bill | $3,631 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-000-124 |
| Primary APN | 077-000-124 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Area | 812 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000160850 |
|---|---|
| Street Address | 3215 CHAMBLEE GAP RD |
| City | CUMMING |
| State | GA |
| Zip | 30040-5081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2R |
| Legal Description | 3-1 1067 LT 1 COVE CREEK |
| Legal Subdivision | COVE CREEK |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 130307 |
Source: Forsyth County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF GEORGIA |
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA |
| Jul 7, 2017 | Deed of Trust, Mortgage THE CITIZENS BANK OF FORSYTH COUNTY |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on Record |
| Deed Sale | Feb 11, 2025 · Amount on Record |
| Prior Sale | Jun 27, 2014 · Amount on Record |
| Deed Book / Page | 11461 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Document Number | 0111010000000326 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 0000011101/0000000326 |
| Name | CITIZENS BANK OF GEORGIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Document Number | 0104470000000703 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 0000010447/0000000703 |
| Name | BETTER MORTGAGE ISAOA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0082510463 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 8251/463 |
| Instrument | 15986960009 |
| Name | THE CITIZENS BANK OF FORSYTH COUNTY |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jul 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3215 CHAMBLEE GAP RD, CUMMING, GA 30040-5081 |
| Document Number | 0091550494 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 3215 CHAMBLEE GAP RD CUMMING GA 300405081, CUMMING, GA 30040-5081 |
| Document Number | 0091550494 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 009155/000494 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,631.00 (+18.24%) | $188,604 (+9.2%) Land $56,000 Building $132,604 | $471,510 (+9.2%) Land $140,000 Building $331,510 |
| 2023 | $3,071.00 (-0.19%) Homeowner's exemption | $172,708 (+47.44%) Land $52,000 Building $120,708 | $431,770 (+47.44%) Land $130,000 Building $301,770 |
| 2022 | $3,077.00 Homeowner's exemption | $117,136 Land $32,000 Building $85,136 | $292,840 Land $80,000 Building $212,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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