3214 SE 20th Ct, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3214 SE 20th Ct, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,541 sqft · built 1974
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Tax Bill	$806 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-2170`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-2170`
Alternative APN	`R12537350090000802170`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	1,541 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Other
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Finished Screened Porch
Deck Area	141 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	3214 SE 20TH CT
City	OKEECHOBEE
State	FL
Zip	34974-6301
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TREASURE ISLAND - UNIT NO. 8 (PLAT BOOK 3 PAGE 91) LOT 217 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1974 CNCR WITH VIN NO: 3344397023 AS SHOWN IN THAT AFFIDAVIT RECORDED IN OFFICIAL RECORDS BOOK 609, PAGE 1401, PUBLIC RECORDS OF OK
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND - UNIT NO 8
Legal Lot Number	217
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2012
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3214 SE 20TH CT, OKEECHOBEE, FL 34974-6301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Affidavit, Transfer
Apr 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2026
Transfer Doc	0000004815
Record Updated	Sep 20, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 29, 2026
Property Address	3214 SE 20TH CT, OKEECHOBEE, FL 34974-6301
Document Number	0000004815
Instrument Date	Apr 28, 2026
Instrument	20264815
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 SE 20TH CT, OKEECHOBEE, FL 34974-6301

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 29, 2026
Property Address	3214 SE 20TH CT, OKEECHOBEE, FL 34974-6301
Document Number	0000004818
Instrument Date	Apr 23, 2026
Instrument	20264818
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3214 SE 20TH CT, OKEECHOBEE, FL 34974-6301

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3214 SE 20TH CT, OKEECHOBEE, FL 34974-6301
Document Number	0008140090
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3214 SE 20TH CT OKEECHOBEE FL 349746301, OKEECHOBEE, FL 34974-6301

Mortgage

Document Number	0008140090
Date	Sep 28, 2018
Book Page	000814/000090
Instrument	11868

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00 (+14%) Homeowner's exemption Widower's exemption	$36,701 (+5.99%)	$104,959 (+21.99%) Land $60,000 Building $44,959
2023	$707.00 (+8.1%) Homeowner's exemption Widower's exemption	$34,628 (+3%)	$86,041 (+12.64%) Land $34,000 Building $52,041
2022	$654.00 Homeowner's exemption	$33,619	$76,389 Land $34,000 Building $42,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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