3214 Rutherford Dr, Raleigh, NC 27609 Property Records

Wake County property record for 3214 Rutherford Dr, Raleigh, NC 27609

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,458 sqft · built 1987
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Oct 1997)
Tax Bill$13,174 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2022 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN1705.09-25-3758-000

Property Details

APN / Parcel Number

Primary APN1705.09-25-3758-000
Alternative APNs
  • 1705.09-25-3758 0066735
  • 1705253758
  • 006673501
  • 0066735

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,458 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Lot Area11,761 sqft (0.27 acres)
Garage Area702 sqft
PorchOpen Porch
Porch Area60 sqft
Patio Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number0066735
Street Address3214 RUTHERFORD DR
CityRALEIGH
StateNC
Zip27609-6946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOA COUNTRY CLUB HILLS BM1986-1033
Legal SubdivisionCOUNTRY CLUB HILLS
Legal Lot NumberA
JurisdictionWAKE NC
Township / Civil DivisionRALEIGH
Census Block Group3
Census Block3007
Census Tract51700

Owner

Source: Wake County assessment roll, APN 1705.09-25-3758-000, as of September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Mar 29, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Sep 06, 2019Deed of Trust, Mortgage · Line of Credit
SOUND BK
Sep 06, 2018Deed of Trust, Mortgage
CITIZENS BK NA
Sep 06, 2018Deed of Trust, Mortgage
CITIZENS BK NA
Jul 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 1997 · Amount on Record
Deed SaleOct 30, 1997 · Amount on Record
Deed Book / Page7727 / 581
Last Transfer DateApr 27, 2005
Transfer Doc1145900515
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanySTEWART TITLE, STEWART TTL GUARANTY CO COM

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946

Mortgage

Document Number019566/815
DateMar 21, 2024
Book Page19566/815
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Transaction TypeMortgage
Record UpdatedNov 02, 2022
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946

Mortgage

Document Number19178/1007
DateOct 20, 2022
Book Page19178/1007
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number184211915
DateMar 26, 2021
Book Page18421/1915
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.14%
Type Change DateApr 01, 2020
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.14%
Index1-Year LIBOR
Margin3
Max Rate8.14%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946

Mortgage

Document Number184230891
DateMar 29, 2021
Book Page18423/891
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Document Number175712674
Instrument DateSep 06, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 RUTHERFORD DR RALEIGH NC 276096946, RALEIGH, NC 27609-6946

Mortgage

Document Number175712674
DateSep 11, 2019
Book Page017571/002674
Lender
NameSOUND BK
TypeBank
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Document Number172391981
Instrument DateSep 06, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 RUTHERFORD DR RALEIGH NC 276096946, RALEIGH, NC 27609-6946

Mortgage

Document Number172391981
DateSep 11, 2018
Book Page017239/001981
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueSep 10, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Document Number172732207
Instrument DateSep 06, 2018
Transaction TypeMortgage
Record UpdatedNov 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 RUTHERFORD DR RALEIGH NC 276096946, RALEIGH, NC 27609-6946

Mortgage

Document Number172732207
DateOct 23, 2018
Book Page017273/002207
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueOct 22, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKE NC
Recording DateJul 10, 2017
Property Address3214 RUTHERFORD DR, RALEIGH, NC 27609-6946
Document Number168391486
Book / Page016839 / 001486
Instrument DateJul 05, 2017
Transaction TypeTransfer
Record UpdatedJul 19, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 6473 RALEIGH NC 276286473, RALEIGH, NC 27628-6473

Tax Assessment & Valuation

Source: Wake County assessment roll as of September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityRaleigh City
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,174.00 (+32.19%)$1,508,329 (+65.3%) Land $956,250 Building $552,079$1,508,329 (+65.3%) Land $956,250 Building $552,079
2023$9,966.00$912,500 Land $525,000 Building $387,500$912,500 Land $525,000 Building $387,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), as of September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830517003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims26 (1996–2024)
Claims Outside the SFHA2 of 26
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Fran, Sep 1996 · 14 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 175 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0392010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF RALEIGH
serves 650,000 people
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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