3214 Harbor Pointe Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 3214 Harbor Pointe Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,765 sqft · built 1999
Lot Size	0.393 acres (17,100 sqft)
Owner	2 Individual Names on File
Last Sale	$391,900 (May 2018)
Tax Bill	$8,931 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440018200G01300`

Property Details

APN / Parcel Number

Primary APN	`440018200G01300`
Alternative APN	`44-00182-00G-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,765 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,100 sqft (0.393 acres)
Lot Dimensions	236 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440018200G01300
Street Address	3214 HARBOR POINTE DR
City	ROWLETT
State	TX
Zip	75088-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	HARBOR POINTE ESTATES PH 2 BLK G LT 13 INT201800126276 DD05092018 0018200G01300 1CW0018200G
Legal Subdivision	HARBOR POINTE ESTATES PH 2
Legal Tract	182
Legal Block	G
Legal Lot Number	13
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1007
Census Tract	18146

Owner

3214 Harbor Pointe Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3214 HARBOR POINTE DR, ROWLETT, TX 75088-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLOW BEND MORTGAGE CO
May 11, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	May 21, 2009 · Amount on File
Deed Document Number	2018126276
Prior Transfer Date	May 9, 2018
Prior Transfer Doc	0000126276
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3214 HARBOR POINTE DR, ROWLETT, TX 75088-2414
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100217998
Date	Jul 22, 2021
Instrument	202100217998

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	3214 HARBOR POINTE DR, ROWLETT, TX 75088-2414
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000082447
Date	Mar 23, 2020
Instrument	202000082447

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 11, 2018
Property Address	3214 HARBOR POINTE DR, ROWLETT, TX 75088-2414
Document Number	0000126276
Instrument Date	May 9, 2018
Instrument	126276
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	TIAGO TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3214 HARBOR POINTE DR ROWLETT TX 750882414, ROWLETT, TX 75088-2414

Mortgage

Document Number	126277
Date	May 11, 2018
Instrument	126277

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3214 Harbor Pointe Dr was $8,931 with exemptions applied, up 7% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,980 (+4.53%) Land $120,000 Building $340,980	$460,980 (+4.53%) Land $120,000 Building $340,980
2025	$8,931.00 (+6.98%)	$441,000 Land $120,000 Building $321,000	$441,000 Land $120,000 Building $321,000
2024	$8,348.00 (+5.98%)
2023	$7,877.00 (-4.38%) Homeowner's exemption	$420,000 Land $120,000 Building $300,000	$420,000 Land $120,000 Building $300,000
2022	$8,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3214 Harbor Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3214 Harbor Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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