Hamilton County property record for 3214 E 46th St, Chattanooga, TN 37407
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 908 sqft · built 1959 |
| Lot Size | 0.148 acres (6,467 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Sep 2024) |
| Tax Bill | $757 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 168O J 002 |
| Primary APN | 168O J 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 908 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,467 sqft (0.148 acres) |
| Lot Dimensions | 111 ft deep x 58 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000112251 |
|---|---|
| Street Address | 3214 E 46TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37407-3137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 BLK A CEDAR HILLS AMENDED PLAT PB11 PG38 0169 06 01 |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3214 E 46TH ST, CHATTANOOGA, TN 37407-3137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2024 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Nov 28, 2023 | Warranty Deed, Transfer FIRST TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on Record |
| Deed Sale | Sep 5, 2024 · Amount on Record |
| Prior Sale | Nov 28, 2023 · Amount on Record |
| Deed Document Number | 2024090500181 |
| Deed Book / Page | 13697 / 822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 5, 2024 |
| Property Address | 3214 E 46TH ST, CHATTANOOGA, TN 37407-3137 |
| Document Number | 0000000181 |
| Book / Page | 13697 / 822 |
| Map Reference | MB 35 PG 308 |
| Instrument Date | Aug 30, 2024 |
| Instrument | 2024090500181 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $736.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3214 E 46TH ST, CHATTANOOGA, TN 37407-3137 |
| Document Number | 0000000182 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 2024090500182 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 28, 2023 |
| Property Address | 3214 E 46TH ST, CHATTANOOGA, TN 37407-3137 |
| Document Number | 0000000029 |
| Book / Page | 13456 / 478 |
| Map Reference | MB 35 PG 308 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023112800029 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2148 HAVEN CREST DR, CHATTANOOGA, TN 37421-2808 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $757.00 (+199.21%) | $50,000 (+340.53%) | $200,000 (+340.53%) Land $30,000 Building $170,000 |
| 2024 | $253.00 | $11,350 (-) | $45,400 (-) Land $10,000 Building $35,400 |
| 2023 | $253.00 | $11,350 (-) | $45,400 (-) Land $10,000 Building $35,400 |
| 2022 | $253.00 | $11,350 | $45,400 Land $10,000 Building $35,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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