3214 Co Rd A14, Cresco, IA 52136 Property Records

Winneshiek County property record for 3214 Co Rd A14, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 816 sqft · built 1955
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,326 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010940000400`

Property Details

APN / Parcel Number

Primary APN	`010940000400`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3214 COUNTY ROAD A14
City	CRESCO
State	IA
Zip	52136-6663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SW SE
Legal Range	10W
Legal Township	100
Legal Section	09
Legal Lot Number	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3009
Census Tract	950100

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 16, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage DECORAH BANK & TRUST CO
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663

Mortgage

Document Number	02025/2456
Date	Oct 6, 2025
Book Page	2025/2456
Instrument	2025 2456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663

Mortgage

Document Number	02023/2007
Date	Aug 16, 2023
Book Page	2023/2007
Instrument	2023 2007

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2239
Date	Jul 14, 2022
Book Page	2022/2239
Instrument	2022 2239

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2032

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	3214 COUNTY ROAD A14, CRESCO, IA 52136-6663
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5277
Date	Dec 16, 2020
Book Page	2020/5277
Instrument	2020 5277

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,326.00	$139,860 (-) Land $33,780 Building $106,080	$139,860 (-) Land $33,780 Building $106,080
2025	$1,326.00 (+5.41%) Homeowner's exemption	$139,860 (+12.34%) Land $33,780 Building $106,080	$139,860 (+12.34%) Land $33,780 Building $106,080
2024	$1,258.00 (+0.48%)
2023		$124,500 (+14.94%) Land $33,780 Building $90,720	$124,500 (+14.94%) Land $33,780 Building $90,720
2022	$1,252.00 Homeowner's exemption	$108,320 Land $28,150 Building $80,170
2021			$108,320 Land $28,150 Building $80,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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