3214 Cherry Ave, Coloma, MI 49038 Property Records

Berrien County property record for 3214 Cherry Ave, Coloma, MI 49038

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Mar 2023)
Tax Bill	$290 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-4570-9483-00-8`

Property Details

APN / Parcel Number

Primary APN	`10-4570-9483-00-8`
Alternative APN	`11-10-4570-9483-00-8`

Exterior

Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3214 CHERRY AVE
City	COLOMA
State	MI
Zip	49038-9435
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R1 S/F/LMB
Legal Description	LOTS 9483 TO 9485 INCL., LAKE MICHIGAN BEACH NO. 3.
Legal Subdivision	LAKE MICHIGAN BEACH
Legal Lot Number	9483
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	3
Census Block	3001
Census Tract	10100

Owner

3214 Cherry Ave, residential vacant land, is owned by an individual who bought it in March 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2786 N LIBERTY RD NE, NORTH LIBERTY, IA 52317-9393
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Jan 11, 2011 · Amount on File
Deed Document Number	2023375102
Deed Book / Page	3399 / 4129
Prior Transfer Date	Jun 7, 2006
Prior Transfer Doc	02721/1153
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 9, 2023
Property Address	3214 CHERRY AVE, COLOMA, MI 49038-9435
Document Number	03399/4129
Book / Page	3399 / 4129
Map Reference	LB 7 PG 13
Instrument Date	Feb 23, 2023
Instrument	2023375102
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,822.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2839 CEDAR GLADE DR, NAPERVILLE, IL 60564-8401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2786 N LIBERTY RD NE, NORTH LIBERTY, IA 52317-9393
Investor	Possibly a Property Investor

Mortgage

Document Number	2023375104
Date	Mar 9, 2023
Instrument	2023375104

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	Oct 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3214 Cherry Ave was $290, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,100 (+1.11%)	$18,200 (+1.11%)
2025	$290.00 (+2.84%)	$9,000	$18,000
2024	$282.00
2023		$4,900	$9,800
2022	$141.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3214 Cherry Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–1993)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3214 Cherry Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20