Charlotte County property record for 3214 Cedarbrook Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 966 sqft · built 1956 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,532 (Nov 2022) |
| Tax Bill | $1,723 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 402324181001 |
| Primary APN | 402324181001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 966 sqft Living Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 966 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 00969580000000 |
|---|---|
| Street Address | 3214 CEDARBROOK DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | SAN SOUCI UN A BLK 7 LT 13 DC375/979 375/981 DC721/1550 725/530 744/860 835/264 UNREC DC-JCC 2197/813 DC3936/680-RMB AFF4096/618 4096/619 3171486 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 24 |
| Legal Subdivision | SAN SOUCI |
| Legal Tract | SAS |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 10200 |
Source: Charlotte County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3214 CEDARBROOK DR, PUNTA GORDA, FL 33982-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING |
| Nov 15, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Jun 27, 2016 · Amount on Record |
| Deed Document Number | 20223171486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 3214 CEDARBROOK DR, PUNTA GORDA, FL 33982-1218 |
| Document Number | 0003656284 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 20263656284 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3214 CEDARBROOK DR, PUNTA GORDA, FL 33982-1218 |
| Document Number | 0003656284, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 20263656284 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 15, 2022 |
| Property Address | 3214 CEDARBROOK DR, PUNTA GORDA, FL 33982-1218 |
| Document Number | 0003171486 |
| Map Reference | MB 1 PG 48 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 3171486 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,532.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3214 CEDARBROOK DR, PUNTA GORDA, FL 33982-1218 |
| Name | Verified Name |
|---|---|
| Address | 3214 CEDARBROOK DR, PUNTA GORDA, FL 33982-1218 |
| Document Number | 0003171487 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 3171487 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,723.00 (-19.86%) | $110,281 (-14%) Land $3,519 Building $106,762 | $110,281 (+100.56%) Land $3,519 Building $106,762 |
| 2023 | $2,150.00 (+120.97%) Homeowner's exemption | $128,238 (+208.91%) | $54,987 (-21.68%) Land $4,140 Building $50,847 |
| 2022 | $973.00 Homeowner's exemption | $41,513 | $70,204 Land $3,519 Building $66,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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