3214 Bernice Ave, Warren, MI 48091 Property Records

Macomb County property record for 3214 Bernice Ave, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,189 sqft · built 1961
Lot Size0.158 acres (6,882 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (Jul 2013)
Tax Bill$2,839 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2022 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN12-13-19-251-013

Property Details

APN / Parcel Number

Primary APN12-13-19-251-013
Alternative APN
  • 1319251013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,189 sqft Living Area
1st Floor Area1,189 sqft
Basement Area1,189 sqft
Unfinished Basement1,187 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions115 ft deep x 60 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address3214 BERNICE AVE
CityWARREN
StateMI
Zip48091-3921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionLEDGECLIFF ESTATES SUB'N NO. 1" LOT 117 L.47 P.20-21
Legal SubdivisionLEDGECLIFF ESTATES
Legal Lot Number117
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2008
Census Tract262400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3214 BERNICE AVE, WARREN, MI 48091-3921
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Mar 30, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CREDIT UNION ONE
Oct 3, 2025Intrafamily Transfer, Transfer · Line of Credit
WEST CAPITAL LENDING INC
Aug 12, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Oct 2, 2020Intrafamily Transfer, Transfer
Sep 17, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Oct 30, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleFeb 14, 2012 · Amount on Record
Deed Document Number20133108827
Deed Book / Page22278 / 232
Last Transfer DateOct 3, 2025
Transfer Doc0000088869
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 BERNICE AVE, WARREN, MI 48091-3921

Mortgage

Document Number2102209672
DateJul 12, 2021
Book Page27860/811
Instrument202102209672
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3214 BERNICE AVE, WARREN, MI 48091-3921

Mortgage

Document Number2200045668
DateMar 30, 2022
Book Page28525/381
Instrument202200045668
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueApr 5, 2027

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateOct 3, 2025
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Document Number2500088869
Book / Page30318 / 489
Map ReferenceLB 47 PG 20&21
Instrument DateOct 3, 2025
Instrument202500088869
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3214 BERNICE AVE, WARREN, MI 48091-3921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3214 BERNICE AVE, WARREN, MI 48091-3921

Mortgage

Document Number0000419637
DateOct 3, 2025
Instrument30419/637
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094946
DateAug 12, 2020
Book Page26909/467
Instrument2094946
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateOct 2, 2020
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Document Number0000118769
Book / Page27039 / 496
Map ReferenceLB 47 PG 20&21
Instrument DateJun 16, 2020
Instrument2118769
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3214 BERNICE AVE, WARREN, MI 48091-3921

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Document Number0000106755
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3214 BERNICE AVE WARREN MI 480913921, WARREN, MI 48091-3921

Mortgage

Document Number0000106755
DateSep 23, 2019
Book Page026214/000363
Instrument106755
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address3214 BERNICE AVE, WARREN, MI 48091-3921
Document Number0000123555
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedFeb 4, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3214 BERNICE AVE WARREN MI 480913921, WARREN, MI 48091-3921

Mortgage

Document Number0000123555
DateNov 7, 2018
Book Page025671/000759
Instrument123555
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,370 (+0.18%)$228,740 (+0.18%)
2025$2,839.00 (+2.2%) Homeowner's exemption$114,160 (+27.07%)$228,320 (+27.07%)
2024$2,778.00 (+12.38%)
2023$89,840$179,680
2022$2,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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