Lubbock County property record for 3214 78th St, Lubbock, TX 79423 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,407 sqft · built 1973 |
| Lot Size | 0.423 acres (18,444 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,574 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R128386 |
| Primary APN | R128386 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,407 sqft Living Area |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,444 sqft (0.423 acres) |
| Lot Dimensions | 106 ft deep x 87 ft wide |
| Garage Area | 504 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3214 78TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELONIE GARDENS L 127 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 1270 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 2102 |
Source: Lubbock County records · APN R128386
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4104 87TH ST, LUBBOCK, TX 79423-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST |
| Nov 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 |
| Deed Sale | Sep 22, 2023 |
| Deed Document Number | 2023036830 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 22, 2023 |
| Property Address | 3214 78TH ST, LUBBOCK, TX 79423-1829 |
| Document Number | 0000036830 |
| Map Reference | VOL 322 PG 892 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023036830 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2023 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4104 87TH ST, LUBBOCK, TX 79423-2920 |
| Document Number | 0000036831 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023036831 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3214 78TH ST, LUBBOCK, TX 79423-1829 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000024301 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021024301 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 10, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3214 78TH ST, LUBBOCK, TX 79423-1829 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015683 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020015683 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | LUBBOCK, TX 79424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Nov 21, 2019 |
| Property Address | 3214 78TH ST, LUBBOCK, TX 79423-1829 |
| Document Number | 0000045577 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 45577 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3214 78TH ST #B LUBBOCK TX 794231837, B, LUBBOCK, TX 79423-1837 |
Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,574.00 (-4.69%) Homeowner's exemption | $315,070 (+10.39%) Land $14,790 Building $300,280 | $315,070 (+3.44%) Land $14,790 Building $300,280 |
| 2024 | $5,848.00 (+54.67%) | ||
| 2023 | $3,781.00 (-12.05%) Homeowner's exemption | $285,416 (+13.49%) Land $14,790 Building $289,800 | $304,590 (+16.73%) Land $14,790 Building $289,800 |
| 2022 | $4,299.00 Homeowner's exemption | $251,484 Land $14,790 Building $246,140 | $260,930 Land $14,790 Building $246,140 |
Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030021022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010, river or lake flooding, Hurricane Alex |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Optimum Communications | Cable | 940 / 35 |
| JAB Wireless | Fixed Wireless (unlicensed) | 300 / 60 |
| Telespan | Fixed Wireless (unlicensed) | 100 / 40 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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