3213 Delegate Ln, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 3213 Delegate Ln, Chesapeake, VA 23323 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,684 sqft · built 2017
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on File
Last Sale	$372,500 (Mar 2020)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Second Mortgage + 2 more
APN	`0441006000400`

Property Details

APN / Parcel Number

Primary APN	`0441006000400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	1,236 sqft
Upper Floors Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,157 sqft (0.325 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	102 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3213 DELEGATE LN
City	CHESAPEAKE
State	VA
Zip	23323-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 BROOKS RUN PH 2
Legal Subdivision	BROOKS RUN
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2012
Census Tract	21301

Owner

Source: Chesapeake City records · APN 0441006000400

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 03, 2020	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
Feb 06, 2018	Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2020 · Amount on Record
Deed Sale	Mar 03, 2020 · Amount on Record
Prior Sale	Feb 06, 2018 · Amount on Record
Deed Document Number	20206904
Deed Book / Page	10120 / 170
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 28, 2026
Property Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276
Document Number	0000010580
Book / Page	10972 / 320
Instrument Date	Apr 24, 2026
Instrument	202610580
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010580,
Date	Apr 28, 2026
Book Page	10972/320
Instrument	202610580

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10620/1963
Date	Nov 29, 2022
Book Page	10620/1963
Instrument	220035065

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 03, 2020
Property Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276
Document Number	10120/170
Book / Page	10120 / 170
Instrument Date	Sep 23, 2019
Instrument	200006904
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE CONCEPTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276

Mortgage

Document Number	200006905
Date	Mar 03, 2020
Instrument	200006905

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 06, 2018
Property Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276
Document Number	9881/94
Book / Page	9881 / 94
Instrument Date	Dec 29, 2017
Instrument	180003069
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 DELEGATE LN, CHESAPEAKE, VA 23323-1276

Mortgage

Document Number	180003070
Date	Feb 06, 2018
Instrument	180003070

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00 (+0.58%)	$512,800 (+1.81%) Land $160,000 Building $352,800	$512,800 (+1.81%) Land $160,000 Building $352,800
2024	$5,149.00 (+31.65%)
2023		$503,700 (+10.87%) Land $155,000 Building $348,700	$503,700 (+10.87%) Land $155,000 Building $348,700
2022		$454,300 Land $145,000 Building $309,300	$454,300 Land $145,000 Building $309,300
2019	$3,911.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500213012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 51 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	31 (1985–2016)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew
Claims By Storm	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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