3213 Co Rd 4406, Commerce, TX 75428 Property Records

Hunt County property record for 3213 Co Rd 4406, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,503 sqft · built 1997
Lot Size	19.9 acres (869,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$536,700 (Sep 2021)
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0880-0490-001A-30`

Property Details

APN / Parcel Number

Primary APN	`0880-0490-001A-30`
Alternative APNs	`R132449` `132449`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,503 sqft Gross Area
1st Floor Area	2,503 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	869,153 sqft (19.9 acres)
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3213 COUNTY ROAD 4406
City	COMMERCE
State	TX
Zip	75428-6755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0880 RUSK CO. SCHOOL LAND,TRACT 49-1A, ACRES 19.953,(ALSO IN A0290)
Legal Subdivision	RUSK CO. SCHOOL LAND
Legal Tract	49-1A
Legal Block	1
Legal Lot Number	49-1A
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1048
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3213 COUNTY ROAD 4406, COMMERCE, TX 75428-6755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	202120058
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000020058
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Sep 13, 2021
Property Address	3213 COUNTY ROAD 4406, COMMERCE, TX 75428-6755
Document Number	0000020058
Map Reference	VOL 1384 PG 59
Instrument Date	Sep 10, 2021
Instrument	2021-20058
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3213 COUNTY ROAD 4406, 3213, COMMERCE, TX 75428-6755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	733 TELEGRAPH RD, STAFFORD, VA 22554-4809
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020059
Date	Sep 13, 2021
Instrument	2021-20059

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,446.00 (-2.44%) Homeowner's exemption Veteran's exemption	$415,750 (+3.2%) Land $15,320 Building $400,430	$660,100 (+6.63%) Land $259,670 Building $400,430
2024	$5,582.00 (-10.96%)
2023		$402,850 Land $13,440 Building $389,410	$619,060 Land $229,650 Building $389,410
2022	$6,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 46% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20