Pasco County property record for 32124 Conchshell Sail St, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,253 sqft · built 2024 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,990 (Feb 2024) |
| Tax Bill | $9,035 (2025) |
| Deeds & Mortgages | May 2026 Sale Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-25-20-0050-04000-0080 |
| Primary APN | 23-25-20-0050-04000-0080 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,253 sqft Living Area |
| Gross Area | 2,715 sqft |
| 1st Floor Area | 2,037 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Porch | Florida Room |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32124 CONCHSHELL SAIL ST |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-4956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPERSON NORTH VILLAGE A-1 A-2 A-3 A-4A & A-5 PB 87 PG 133 BLOCK 40 LOT 8 |
| Legal Subdivision | EPPERSON NORTH VILLAGE |
| Legal Tract | 50 |
| Legal Block | 40 |
| Legal Lot Number | 8 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 32103 |
32124 Conchshell Sail St is owned and occupied by two individuals who acquired it in May 2026.
Source: Pasco County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32124 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 23, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| May 12, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on File |
| Deed Sale | Feb 23, 2024 · Amount on File |
| Prior Sale | May 12, 2023 · Amount on File |
| Deed Document Number | 202430650 |
| Deed Book / Page | 10963 / 3882 |
| Last Transfer Date | May 12, 2026 |
| Transfer Doc | 0000089529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 13, 2026 |
| Property Address | 32124 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4956 |
| Document Number | 0000089529 |
| Book / Page | 11419 / 2606 |
| Instrument Date | May 12, 2026 |
| Instrument | 202689529 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 32124 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4956 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 23, 2024 |
| Property Address | 32124 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4956 |
| Document Number | 0109633882 |
| Book / Page | 10963 / 3882 |
| Map Reference | MB 87 PGS 133 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024030650 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1458 |
| Name | Verified Name |
|---|---|
| Address | 32124 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4956 |
| Document Number | 2024030651 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024030651 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0109633883 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 10963/3883 |
| Instrument | 2024030651 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | 10700 PECAN PARK BLVD STE 450, AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 12, 2023 |
| Property Address | 32124 CONCHSHELL SAIL ST, WESLEY CHAPEL, FL 33545-4956 |
| Document Number | 0108163904 |
| Book / Page | 10816 / 3904 |
| Map Reference | MB 87 PG 133-145 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023085112 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,960.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 N ROCKY POINT DR STE 1050, 1050, TAMPA, FL 33607-5995 |
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1333 |
The 2025 property tax bill for 32124 Conchshell Sail St was $9,035, up 157.3% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,038 (-0.21%) Land $75,120 Building $288,918 | $364,038 (-0.21%) Land $75,120 Building $288,918 | |
| 2025 | $9,035.00 (+157.33%) | $364,789 Land $75,120 Building $289,669 | $364,789 Land $75,120 Building $289,669 |
| 2024 | $3,511.00 (+15.99%) | ||
| 2023 | $3,027.00 (+1,021.11%) | $43,080 (+15%) Land $43,080 | $43,080 (+15%) Land $43,080 |
| 2022 | $270.00 | $17,232 | $17,232 Land $17,232 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32124 Conchshell Sail St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 288 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 288 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32124 Conchshell Sail St is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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