3212 Prophet Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 3212 Prophet Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Tax Bill	$6,192 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1131279004`

Property Details

APN / Parcel Number

Primary APN	`1131279004`
Alternative APNs	`119079` `23833`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths

Exterior

Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	182 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	624 sqft

Location & Zoning

Account Number	119079
Street Address	3212 PROPHET RD
City	ROCK FALLS
State	IL
Zip	61071-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY ACRES LOT 101 462300X
Legal Subdivision	COUNTRY ACRES
Legal Lot Number	101
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	1
Census Block	1023
Census Tract	1700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3212 PROPHET RD, ROCK FALLS, IL 61071-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	May 4, 2026
Property Address	3212 PROPHET RD, ROCK FALLS, IL 61071-2440
Document Number	0000002147
Instrument Date	Apr 23, 2026
Instrument	20262147
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 PROPHET RD, ROCK FALLS, IL 61071-2440

Mortgage

Document Number	0000002147,
Date	May 4, 2026
Instrument	20262147

Lender

Name	COMMUNITY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3212 PROPHET RD, ROCK FALLS, IL 61071-2440
Document Number	0000000625
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3212 PROPHET RD ROCK FALLS IL 610712440, ROCK FALLS, IL 61071-2440

Mortgage

Document Number	0000000625
Date	Jan 27, 2021
Instrument	625

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3212 PROPHET RD, ROCK FALLS, IL 61071-2440
Document Number	0000002924
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3212 PROPHET RD ROCK FALLS IL 610712440, ROCK FALLS, IL 61071-2440

Mortgage

Document Number	0000002924
Date	Jun 6, 2019
Instrument	2924

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2024

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,192.00	$77,724 Land $6,548 Building $71,176
2024			$233,172 Land $19,644 Building $213,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	May 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Surf Internet, T-Mobile.

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