Hernando County property record for 3212 Hibiscus Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1992 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,920 (Oct 2024) |
| Tax Bill | $6,246 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2018 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2350-1110-0130 |
| Primary APN | R13-223-16-2350-1110-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 1,698 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 230 sqft |
| Deck Area | 308 sqft |
| Patio Area | 200 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00168927 |
|---|---|
| Street Address | 3212 HIBISCUS DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 12 BLOCK 111 LOT 13 & N1/2 OF LOT 14 ORB 3902 PG 654 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 12 |
| Legal Block | 111 |
| Legal Lot Number | 13,14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 41501 |
Source: Hernando County records, as of January 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3212 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK |
| Dec 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 16, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on Record |
| Deed Sale | Oct 1, 2024 · Amount on Record |
| Prior Sale | Jul 10, 2020 · Amount on Record |
| Deed Document Number | 202460927 |
| Deed Book / Page | 4475 / 1197 |
| Prior Transfer Date | Dec 11, 2018 |
| Prior Transfer Doc | 0036531484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3212 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037530736 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 3753/0736 |
| Instrument | 2019059493 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 3212 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517 |
| Document Number | 0036531486 |
| Book / Page | 003653 / 001486 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 75850 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3212 HIBISCUS DR HERNANDO BEACH FL 346073517, HERNANDO BEACH, FL 34607-3517 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 3212 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517 |
| Document Number | 0036531484 |
| Book / Page | 003653 / 001484 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 75849 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3212 HIBISCUS DR HERNANDO BEACH FL 346073517, HERNANDO BEACH, FL 34607-3517 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 16, 2018 |
| Property Address | 3212 HIBISCUS DR, HERNANDO BEACH, FL 34607-3517 |
| Document Number | 0036330282 |
| Book / Page | 003633 / 000282 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 62744 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3212 HIBISCUS DR HERNANDO BEACH FL 346073517, HERNANDO BEACH, FL 34607-3517 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,246.00 (+231.7%) | $401,401 (+145.39%) Land $145,460 Building $255,941 | $401,401 (+4.92%) Land $145,460 Building $255,941 |
| 2023 | $163,578 Land $163,578 | ||
| 2022 | $1,883.00 | $382,594 Land $124,180 Building $258,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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