3212 E 4th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 3212 E 4th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,616 sqft · built 1979
Lot Size	0.196 acres (8,580 sqft)
Owner	2 Individual Names on File
Last Sale	$156,500 (Mar 2025)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19N03E-18-2-SC620-003-0001`

Property Details

APN / Parcel Number

Primary APN	`19N03E-18-2-SC620-003-0001`
Alternative APNs	`600025689` `25689`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,580 sqft (0.196 acres)
Lot Dimensions	120 ft deep x 72.8 ft wide
Garage Type	Attached

Exterior Amenities

Patio Area	248 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25689
Street Address	3212 E 4TH AVE
City	STILLWATER
State	OK
Zip	74074-8300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLINS ADD-51 EAST BLK 3 LOT 1
Legal Range	03E
Legal Township	19N
Legal Section	18
Legal Subdivision	COLLINS ADD-51 EAST
Legal Block	3
Legal Lot Number	1
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3009
Census Tract	10600

Owner

3212 E 4th Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3212 E 4TH AVE, STILLWATER, OK 74074-8300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 7, 2025	Warranty Deed, Transfer · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Oct 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2025 · Amount on File
Deed Sale	Mar 7, 2025 · Amount on File
Prior Sale	Jun 11, 2013 · Amount on File
Deed Document Number	20252187
Deed Book / Page	2848 / 600
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0001255455
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3212 E 4TH AVE, STILLWATER, OK 74074-8300
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 E 4TH AVE, STILLWATER, OK 74074-8300
Investor	Possibly a Property Investor

Mortgage

Document Number	0026760628
Date	Jan 28, 2022
Book Page	2676/628
Instrument	I-2022-001012

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 7, 2025
Property Address	3212 E 4TH AVE, STILLWATER, OK 74074-8300
Document Number	0028480600
Book / Page	2848 / 600
Instrument Date	Mar 6, 2025
Instrument	I-2025-002187
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.75
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3212 E 4TH AVE, STILLWATER, OK 74074-8300

Mortgage

Document Number	I2025002188
Date	Mar 7, 2025
Instrument	I-2025-002188

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Oct 4, 2021
Property Address	3212 E 4TH AVE, STILLWATER, OK 74074-8300
Document Number	0026570763
Book / Page	2657 / 763
Instrument Date	Sep 30, 2021
Instrument	2021-122543
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11063D S MEMORIAL DR # 256, TULSA, OK 74133-7366
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3212 E 4th Ave was $1,841, up 4.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,917 (+20.83%) Land $4,560 Building $16,357	$183,490 Land $40,000 Building $143,490
2025	$1,841.00 (+4.6%)	$17,311 (-) Land $3,061 Building $14,250
2024	$1,760.00 (+5.2%)	$17,311 (+5%) Land $3,061 Building $14,250	$169,640 (+5.05%) Land $30,000 Building $139,640
2023	$1,673.00 (+16.59%)	$16,487 (+8.62%) Land $3,062 Building $13,425	$161,490 (+21.28%) Land $30,000 Building $131,490
2022	$1,435.00 Homeowner's exemption	$15,179 Land $2,280 Building $12,899	$133,150 Land $20,000 Building $113,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3212 E 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3212 E 4th Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures