3212 Denton Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3212 Denton Ln, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,810 sqft · built 1964
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2025)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Jan 2025 Construction Loan Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119790A000`

Property Details

APN / Parcel Number

Primary APN	`119790A000`
Alternative APN	`6-0005-4138-00-0178.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,229 sqft
1st Floor Area	1,010 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	83 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	119790A000
Street Address	3212 DENTON LN
City	SAINT CHARLES
State	MO
Zip	63301-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ST CHAS HILLS #2 SEC 1 LOT 178
Legal Subdivision	ST CHAS HILLS #2 SEC 1
Legal Lot Number	178
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	1
Census Block	1007
Census Tract	310802

Owner

3212 Denton Ln is owned and occupied by an individual who bought it in December 2025.

Source: St. Charles County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · Construction Mortgage STIFEL BANK & TRUST
Dec 5, 2025	Warranty Deed, Transfer · FHA Mortgage ENDEAVOR CAPITAL LLC
Feb 23, 2023	Beneficiary Deed, Transfer
May 31, 2017	Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Feb 20, 2025 · Amount on File
Deed Document Number	202554620
Prior Transfer Date	Feb 22, 2023
Prior Transfer Doc	0000006615
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023

Mortgage

Document Number	0000001812
Date	Jan 15, 2025
Instrument	2025R-001812

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2026

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 5, 2025
Property Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023
Document Number	0000054620
Map Reference	MB 10 PG 45
Instrument Date	Dec 1, 2025
Instrument	2025R-054620
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 FARGO CT, WENTZVILLE, MO 63385-4633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023

Mortgage

Document Number	0000054621
Date	Dec 5, 2025
Instrument	2025R-054621

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 23, 2023
Property Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023
Document Number	0000006615
Map Reference	MB 10 PG 45
Instrument Date	Feb 22, 2023
Instrument	2023R-006615
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 OLD MORAY PL, SAINT CHARLES, MO 63301-4484

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 31, 2017
Property Address	3212 DENTON LN, SAINT CHARLES, MO 63301-1023
Document Number	0067512058
Book / Page	006751 / 002058
Instrument Date	May 24, 2017
Instrument	332720
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3212 DENTON LN ST CHARLES MO 633011023, ST CHARLES, MO 63301-1023

Mortgage

Document Number	67512060
Date	May 31, 2017
Book Page	006751/002060
Instrument	332730

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3212 Denton Ln was $2,852.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,160 (-)	$232,421 (-) Land $45,000 Building $187,421
2025	$2,852.00	$44,160	$232,421 Land $45,000 Building $187,421
2023		$40,248
2022			$211,829 Land $35,000 Building $176,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3212 Denton Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3212 Denton Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Denton Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures