Lake County property record for 32118 Pendley Rd, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 756 sqft · built 1956 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,000 (Mar 2026) |
| Tax Bill | $3,894 (2023) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-043-G-00-085-0 |
| Primary APN | 28-A-043-G-00-085-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,850 sqft (0.134 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32118 PENDLEY RD |
|---|---|
| City | WILLOWICK |
| State | OH |
| Zip | 44095-3874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 1, 2, 3 & 9 TRACT 16 PART OF S/L 898 & 899 |
| Legal Subdivision | BAYRIDGE SUBDIVISION |
| Legal Tract | 16 |
| Legal Block | 1 |
| Legal Lot Number | 898 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 200300 |
Source: Lake County records · APN 28-A-043-G-00-085-0
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32118 PENDLEY RD, WILLOWICK, OH 44095-3874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 03, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Aug 12, 2009 · Amount on Record |
| Deed Document Number | 20265049 |
| Prior Transfer Date | Jul 29, 2009 |
| Prior Transfer Doc | 0000020965 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 13, 2026 |
| Property Address | 32118 PENDLEY RD, WILLOWICK, OH 44095-3874 |
| Document Number | 0000005049 |
| Map Reference | VOL G PG 66 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026R005049 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32118 PENDLEY RD, WILLOWICK, OH 44095-3874 |
| Name | Verified Name |
|---|---|
| Address | 32118 PENDLEY RD, WILLOWICK, OH 44095-3874 |
| Document Number | 0000005050 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026R005050 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 32118 PENDLEY RD, WILLOWICK, OH 44095-3874 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024257 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 2019R024257 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $61,900 (+64.67%) Land $11,800 Building $50,100 | $176,850 (+64.7%) Land $33,700 Building $143,150 |
| 2023 | $3,894.00 (+85.69%) Homeowner's exemption Senior Citizen's exemption | $37,590 (-) Land $10,240 Building $27,350 | |
| 2022 | $2,097.00 Homeowner's exemption Senior Citizen's exemption | $37,590 Land $10,240 Building $27,350 | |
| 2021 | $107,380 Land $29,250 Building $78,130 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), as of December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852003001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 726 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4302411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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