Lake County property record for 32118 Densmore Rd, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1957 |
| Lot Size | 0.144 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,500 (Mar 2019) |
| Tax Bill | $5,043 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2021 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-043-G-00-004-0 |
| Primary APN | 28-A-043-G-00-004-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Game Room | Game Room |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,299 sqft (0.144 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 78 sqft |
| Patio Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | J 213 |
|---|---|
| Street Address | 32118 DENSMORE RD |
| City | WILLOWICK |
| State | OH |
| Zip | 44095-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 1, 2, 3 & 9 TRACT 16 |
| Legal Subdivision | BAYRIDGE SUBDIVISION |
| Legal Tract | 16 |
| Legal Lot Number | 1014 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 200300 |
32118 Densmore Rd is owned and occupied by an individual who bought it in March 2019.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32118 DENSMORE RD, WILLOWICK, OH 44095-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 28, 2021 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Mar 1, 2019 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Prior Sale | Jun 1, 1999 · Amount on File |
| Deed Document Number | 442120 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 32118 DENSMORE RD, WILLOWICK, OH 44095-3845 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32118 DENSMORE RD, WILLOWICK, OH 44095-3845 |
| Document Number | 0000000289 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023R000289 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 32118 DENSMORE RD, WILLOWICK, OH 44095-3845 |
| Document Number | 0000003058 |
| Instrument Date | Jan 28, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32118 DENSMORE RD WILLOWICK OH 440953845, WILLOWICK, OH 44095-3845 |
| Document Number | 0000003058 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 3058 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 1, 2019 |
| Property Address | 32118 DENSMORE RD, WILLOWICK, OH 44095-3845 |
| Document Number | 0000004338 |
| Map Reference | VOL G PG 66 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2019R004338 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | NORTHSTAR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 32118 DENSMORE RD, WILLOWICK, OH 44095-3845 |
| Document Number | 0000004339 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019R004339 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,043.00 (+39.23%) Homeowner's exemption | $48,690 (-) Land $10,630 Building $38,060 | |
| 2022 | $3,622.00 Homeowner's exemption | $48,690 Land $10,630 Building $38,060 | |
| 2021 | $139,120 Land $30,380 Building $108,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32118 Densmore Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32118 Densmore Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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