32115 Beacon Ln, Fraser, MI 48026 Property Records

Macomb County property record for 32115 Beacon Ln, Fraser, MI 48026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1959
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (May 2018)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Jun 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-05-253-028`

Property Details

APN / Parcel Number

Primary APN	`03-14-05-253-028`
Alternative APN	`1405253028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	93 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	32115 BEACON LN
City	FRASER
State	MI
Zip	48026-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	VENETIAN VILLAGE WOODS LOT 45. L40 PP19-20. CITY OF FRASER
Legal Subdivision	VILLAGE
Legal Lot Number	45
Jurisdiction	MACOMB MI
Township / Civil Division	FRASER
Census Block Group	1
Census Block	1005
Census Tract	254500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32115 BEACON LN, FRASER, MI 48026-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 10, 2018	Warranty Deed, Transfer · ARM FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Deed Document Number	20188055329
Deed Book / Page	25357 / 277
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	32115 BEACON LN, FRASER, MI 48026-2108
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32115 BEACON LN, FRASER, MI 48026-2108

Mortgage

Document Number	2200077848
Date	Jun 22, 2022
Book Page	28669/710
Instrument	202200077848

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jul 1, 2027
Change Frequency	Monthly
Min Rate At Change	3.99%
Max Rate At Change	4.99%
Index	Other
Margin	3
Max Rate	8.99%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 10, 2018
Property Address	32115 BEACON LN, FRASER, MI 48026-2108
Document Number	0000055329
Book / Page	25357 / 277
Map Reference	LB 40 PG 19&20
Instrument Date	Apr 25, 2018
Instrument	8055329
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	VISIONARY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32115 BEACON LN, FRASER, MI 48026-2108

Mortgage

Document Number	0000055331
Date	May 10, 2018
Instrument	8055331

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Fraser City
Unified School District	Fraser Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 (+5.42%)	$221,800 (+5.42%)
2025	$3,962.00 (+14.11%) Homeowner's exemption	$105,200 (+13%)	$210,400 (+13%)
2023		$93,100	$186,200
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRASER serves 14,297 people · EPA ID MI0002460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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