Mitchell County property record for 3211 US 19e, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,464 sqft · built 1953 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Aug 2020) |
| Tax Bill | $1,878 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-00-31-4481 |
| Primary APN | 0880-00-31-4481 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 392,040 sqft (9 acres) |
| Heating System | Steam |
|---|
| Account Number | 555782899 |
|---|---|
| Street Address | 3211 US 19E |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 E |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3211 US 19E, SPRUCE PINE, NC 28777-8466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Deed Document Number | 20201442 |
| Deed Book / Page | 616 / 744 |
| Prior Transfer Date | Sep 28, 2006 |
| Prior Transfer Doc | 445/393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 3211 US 19E, SPRUCE PINE, NC 28777-8466 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000661/702 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 661/702 |
| Instrument | 2023001845 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 3211 US 19E, SPRUCE PINE, NC 28777-8466 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000656/753 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 656/753 |
| Instrument | 2023000856 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 3211 US 19E, SPRUCE PINE, NC 28777-8466 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 000639/580 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 639/580 |
| Instrument | 2022000249 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 21, 2020 |
| Property Address | 3211 US 19E, SPRUCE PINE, NC 28777-8466 |
| Document Number | 616/744 |
| Book / Page | 616 / 744 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 2020001442 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2022 SHADY OAKS DR, 2022, TALLAHASSEE, FL 32303-7343 |
| Name | Verified Name |
|---|---|
| Address | 3211 US 19E HWY, SPRUCE PINE, NC 28777-8466 |
| Document Number | 2020001443 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020001443 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,878.00 | $293,500 (-) Land $93,000 Building $200,500 | |
| 2025 | $1,878.00 (+1.57%) | $293,500 (-) Land $93,000 Building $200,500 | |
| 2023 | $1,849.00 | $293,500 Land $93,000 Building $200,500 | $293,500 Land $93,000 Building $200,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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