3211 Sandy Ridge Dr, Steger, IL 60475 Property Records

Cook County property record for 3211 Sandy Ridge Dr, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 1998
Lot Size	0.187 acres (8,144 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Sep 2023)
Tax Bill	$5,334 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-33-415-047`

Property Details

APN / Parcel Number

Primary APN	`32-33-415-047`
Alternative APN	`32-33-415-047-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,144 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3211 SANDY RIDGE DR
City	STEGER
State	IL
Zip	60475-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	SANDY RDG PH 02
Legal Lot Number	35
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	3
Census Block	3062
Census Tract	829700

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3211 SANDY RIDGE DR, STEGER, IL 60475-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jul 31, 2000 · Amount on Record
Deed Document Number	202313467
Prior Transfer Date	Sep 14, 2023
Prior Transfer Doc	0000013466
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 21, 2023
Property Address	3211 SANDY RIDGE DR, STEGER, IL 60475-1945
Document Number	0026413467
Instrument Date	Aug 16, 2023
Instrument	2326413467
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 SANDY RIDGE DR, STEGER, IL 60475-1945
Investor	Possibly a Property Investor

Mortgage

Document Number	0026413468
Date	Sep 21, 2023
Instrument	2326413468

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate	6.87%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3211 SANDY RIDGE DR, STEGER, IL 60475-1945
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018745009
Date	Jul 6, 2021
Instrument	2118745009

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jun 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3211 SANDY RIDGE DR, STEGER, IL 60475-1945
Document Number	1932349185
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3211 SANDY RIDGE DR STEGER IL 604751945, STEGER, IL 60475-1945

Mortgage

Document Number	1932349185
Date	Nov 19, 2019
Instrument	32349185

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2034

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,085 (+16.23%) Land $2,850 Building $17,235	$200,850 (+16.23%) Land $28,500 Building $172,350
2023	$5,334.00 (-0.06%)
2022	$5,337.00 (+6.23%)	$17,280 (-) Land $2,443 Building $14,837	$172,800 (-) Land $24,430 Building $148,370
2021	$5,024.00 Homeowner's exemption	$17,280 Land $2,443 Building $14,837	$172,800 Land $24,430 Building $148,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1979–2008)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2008 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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