3211 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3211 Rogers St, Covington, KY 41015

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,744 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2021)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-08-016.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-08-016.00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,744 sqft Finished Area
Gross Area	2,780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	67 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3211 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1123
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	SEHON PT LOTS 136-137
Legal Subdivision	SEHON
Legal Lot Number	136,13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	61400

Owner

3211 Rogers St, a triplex, is owned by an individual who bought it in March 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	307 MONTCLAIR AVE, LUDLOW, KY 41016-1671
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Mar 3, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ARKADIY GOITMAN
Apr 23, 2020	Grant Deed, Transfer COMMONWEALTH BK
Jun 1, 2018	Deed of Trust, Mortgage UNITED BK & CAP TR CO
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 22, 2017	Warranty Deed, Transfer · Line of Credit UNITED BK & CAP TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2021 · Amount on File
Deed Sale	Mar 3, 2021 · Amount on File
Prior Sale	Apr 23, 2020 · Amount on File
Deed Document Number	202151133
Deed Book / Page	75 / 386
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0000000030
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MONTCLAIR AVE, LUDLOW, KY 41016-1671

Mortgage

Document Number	0005900110
Date	Nov 25, 2025
Book Page	KCM 710/284
Instrument	25112505900110

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900005
Date	Mar 10, 2022
Book Page	346/708
Instrument	22031005900005

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 3, 2021
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Document Number	0005900155
Book / Page	75 / 386
Instrument Date	Feb 23, 2021
Instrument	21030305900155
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 BROOKWOOD DR, 3166, EDGEWOOD, KY 41017-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 MONTCLAIR ST, LUDLOW, KY 41016-1646

Mortgage

Document Number	0005900156
Date	Mar 3, 2021
Instrument	21030305900156

Lender

Name	ARKADIY GOITMAN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	35 Months
Due	Feb 23, 2024

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 23, 2020
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Document Number	0000000027
Book / Page	000017 / 000887
Instrument Date	Apr 20, 2020
Instrument	27
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3166 BROOKWOOD DR EDGEWOOD KY 410173207, EDGEWOOD, KY 41017-3207
Investor	Possibly a Property Investor

Mortgage

Document Number	28
Date	Apr 23, 2020
Book Page	000M35/000594
Instrument	28

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2025

Mortgage

Document Number	30,
Date	Apr 23, 2020
Book Page	000M35/000612
Instrument	30

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2025

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Document Number	0000000121
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 W 33RD ST COVINGTON KY 410151112, COVINGTON, KY 41015-1112

Mortgage

Document Number	0000000121
Date	Jun 7, 2018
Book Page	0C6426/000136
Instrument	121

Lender

Name	UNITED BK & CAP TR CO
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2038

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2017
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Document Number	0000000030
Book / Page	0C6299 / 000279
Instrument Date	Nov 20, 2017
Instrument	30
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7690 WHISPERING FARM TRL CLEVES OH 450029659, CLEVES, OH 45002-9659

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2017
Property Address	3211 ROGERS ST, COVINGTON, KY 41015-1123
Document Number	0000000026
Book / Page	0C6299 / 000249
Instrument Date	Nov 20, 2017
Instrument	26
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7690 WHISPERING FARM TRL CLEVES OH 450029659, CLEVES, OH 45002-9659

Mortgage

Document Number	28
Date	Nov 22, 2017
Book Page	0C6299/000253
Instrument	28

Lender

Name	UNITED BK & CAP TR CO
Address	103 CHURCHILL DR, NEWPORT, KY 41071-2506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 21, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3211 Rogers St was $1,855.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (+14.29%) Land $10,000 Building $150,000	$160,000 (+14.29%) Land $10,000 Building $150,000
2025	$1,855.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000
2023	$1,864.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3211 Rogers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3211 Rogers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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