3211 Harbor View Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3211 Harbor View Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,883 sqft · built 2001
Lot Size	0.54 acres (23,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,700 (Nov 2017)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage + 3 more
APN	`03-7.0-36-003-000-001.065`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-36-003-000-001.065`

Interior

Building Area	1,883 sqft Base Area
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	23,544 sqft (0.54 acres)
Lot Dimensions	277 ft deep x 85 ft wide

Location & Zoning

Street Address	3211 HARBOR VIEW DR
City	SAINT JOSEPH
State	MO
Zip	64506-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LAKE AT TWELVE OAKS PLAT 3 LOT:53 BLK:0LGL DESC:
Legal Subdivision	LAKE AT TWELVE OAKS PLAT 3
Legal Lot Number	53
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 21, 2025	Warranty Deed, Transfer · Line of Credit UNION STATE BANK OF EVEREST
Nov 7, 2017	Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE CORP
Nov 7, 2017	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	Feb 22, 2011 · Amount on Record
Deed Document Number	201711159
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	2017011158
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003752/491
Date	Aug 27, 2020
Book Page	3752/491
Instrument	2020007663

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003745/162
Date	Jan 15, 2020
Book Page	3745/162
Instrument	2020000293

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 21, 2025
Property Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568
Document Number	003813/651
Book / Page	3813 / 651
Instrument Date	Nov 20, 2025
Instrument	2025009733
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	PREFERRED TITLE/FL LLC, PREFERRED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568

Mortgage

Document Number	2025009734
Date	Nov 21, 2025
Instrument	2025009734

Lender

Name	UNION STATE BANK OF EVEREST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Dec 1, 2027

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 7, 2017
Property Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568
Document Number	2017011159
Instrument Date	Nov 3, 2017
Instrument	2017011159
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568

Mortgage

Document Number	2017011160
Date	Nov 7, 2017
Instrument	2017011160

Lender

Name	CORNERSTONE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Nov 7, 2017
Property Address	3211 HARBOR VIEW DR, SAINT JOSEPH, MO 64506-4568
Document Number	2017011158
Instrument Date	Oct 31, 2017
Instrument	2017011158
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 TARA DR, SAINT JOSEPH, MO 64507-7742

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,382.00	$76,750 (+3.81%) Land $10,450 Building $66,300	$403,940 (+3.81%) Land $55,000 Building $348,940
2024	$5,382.00 (+12.97%)
2023	$4,764.00 (-0.69%)	$73,930 (-) Land $10,450 Building $63,480	$389,100 (-) Land $55,000 Building $334,100
2022	$4,797.00	$73,930 Land $10,450 Building $63,480
2021			$389,100 Land $55,000 Building $334,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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