3211 FM 2194, Celeste, TX 75423 Property Records

Hunt County property record for 3211 FM 2194, Celeste, TX 75423

Property Summary

Property Type	Rural Home
Details	2,177 sqft · built 2023
Lot Size	10 acres (436,907 sqft)
Owner	Individual Name on Record
Tax Bill	$2,596 (2024)
Deeds & Mortgages	Apr 2023 Construction Loan Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0977-C200-0010-21`

Property Details

APN / Parcel Number

Primary APN	`0977-C200-0010-21`
Alternative APN	`R115299`

Interior

Stories	1 Story
Building Area	2,177 sqft Living Area
1st Floor Area	2,177 sqft

Exterior

Year Built	Built 2023
Lot Area	436,907 sqft (10 acres)
Porch	Open Porch
Shed	1 Shed
Shed Area	240 sqft

Location & Zoning

Account Number	R115299
Street Address	3211 FM 2194
City	CELESTE
State	TX
Zip	75423-5782
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0977 STEPP WM,TRACT C2-1, ACRES 10.03,(ALSO IN A0929)
Legal Subdivision	STEPP WM
Legal Tract	C2-1
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	3
Census Block	3016
Census Tract	960300

Owner

Source: Hunt County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1818 INDIAN SCHOOL RD, GARLAND, TX 75044-7268
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA
Oct 1, 2021	Vendor's Lien, Transfer · Commercial Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021
Deed Sale	Oct 1, 2021
Deed Document Number	2021-21502
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	3211 FM 2194, CELESTE, TX 75423-5782
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007553
Date	Apr 26, 2023
Instrument	2023-07553

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 1, 2021
Property Address	3211 FM 2194, CELESTE, TX 75423-5782
Document Number	0000021502
Map Reference	DOC 2021-15288
Instrument Date	Sep 29, 2021
Instrument	2021-21502
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4232 RIDGE RD STE 104, 104, ROCKWALL, TX 75032-5840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 INDIAN SCHOOL RD, GARLAND, TX 75044-7268
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021503
Date	Oct 1, 2021
Instrument	2021-21503

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Celeste Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,440 (+34,894.59%) Land $11,330 Building $377,110	$577,610 (+220.01%) Land $200,500 Building $377,110
2024	$2,596.00 (+12,88%)
2023		$1,110 Land $1,110	$180,500 Land $180,500
2022	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO BASIN SUD serves 14,748 people · EPA ID TX1160029
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2194

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