32104 Benbow Dr E, Graham, WA 98338 Property Records

Pierce County property record for 32104 Benbow Dr E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.75 ba · 3,601 sqft · built 1950
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,193 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`510000-0-640`

Property Details

APN / Parcel Number

Primary APN	`510000-0-640`

Interior

Bedrooms	6 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,601 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	2,840 sqft
Upper Floors Area	761 sqft
Attic	Attic
Attic Area	761 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	248 ft deep x 100 ft wide
Terrain	Low
View / Lot	Lake Front
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	288 sqft
Deck Area	503 sqft
Patio Area	671 sqft
Shed	1 Shed
Shed Area	761 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	32104 BENBOW DR E
City	GRAHAM
State	WA
Zip	98338-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 13 TOWNSHIP 17 RANGE 04 QUARTER 22 LAKE WHITMAN ADD TO BENBOW LAKES L 2 & 3 B 4 EASE OF RECORD PER ETN 527241 NW-13-17-04E (DCPPJES9-18-80) 11117681DC 6/26/20 KG
Legal Range	04
Legal Township	17
Legal Section	13
Legal Subdivision	LAKE WHITMAN ADD TO BENBOW LAKES
Legal Block	4
Legal Lot Number	2,3
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2072
Census Tract	73119

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32104 BENBOW DR E, GRAHAM, WA 98338-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Jul 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 1998
Deed Sale	Oct 9, 1998
Prior Sale	Oct 31, 1996 · Amount on Record
Deed Document Number	1998203
Last Transfer Date	Jun 23, 2021
Transfer Doc	0000000878
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 22, 2026
Property Address	32104 BENBOW DR E, GRAHAM, WA 98338-9019
Document Number	0000000096
Instrument Date	Jul 11, 2026
Instrument	202696
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32104 BENBOW DR E, GRAHAM, WA 98338-9019

Mortgage

Document Number	0000000096,
Date	Jul 22, 2026
Instrument	202696

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jul 14, 2021
Property Address	32104 BENBOW DR E, GRAHAM, WA 98338-9019
Document Number	0007140878
Map Reference	VOL 14 PG 19
Instrument Date	Jun 23, 2021
Instrument	202107140878
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32104 BENBOW DR E, GRAHAM, WA 98338-9019

Mortgage

Document Number	0007140879
Date	Jul 14, 2021
Instrument	202107140879

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$931,800 (+19.97%) Land $334,400 Building $597,400	$931,800 (+19.97%) Land $334,400 Building $597,400
2025	$9,193.00 (+4.17%)
2024	$8,825.00 (+2.03%)	$776,700 (-0.08%) Land $295,300 Building $481,400	$776,700 (-0.08%) Land $295,300 Building $481,400
2023	$8,649.00	$777,300 Land $304,000 Building $473,300	$777,300 Land $304,000 Building $473,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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