3210 Morningside Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3210 Morningside Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1964
Lot Size	0.273 acres (11,884 sqft)
Owner	2 Individual Names on File
Last Sale	$261,890 (Mar 2026)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Sep 2005 Mortgage Jan 2019 Mortgage + 6 more
APN	`06-5.0-22-004-000-112.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-112.000`

Interior

Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	11,884 sqft (0.273 acres)
Lot Dimensions	207 ft deep x 57.3 ft wide

Location & Zoning

Street Address	3210 MORNINGSIDE DR
City	SAINT JOSEPH
State	MO
Zip	64503-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:99 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	99
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	1800

Owner

3210 Morningside Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Buchanan County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2005	Deed of Trust, Mortgage · ARM AEGIS LENDING CORP
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT
Mar 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK
Jan 18, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
May 24, 2010	Warranty Deed, Transfer · FHA Mortgage ALLIED MORTGAGE GROUP INC
Feb 2, 2010	Trustee's Deed, Foreclosure Foreclosure Auction
Oct 21, 2009	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2008	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Jan 18, 2019 · Amount on File
Deed Document Number	20261850
Deed Book / Page	3816 / 647
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02832/0926
Date	Sep 16, 2005
Book Page	2832/0926
Instrument	2005014686

Lender

Name	AEGIS LENDING CORP
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	Oct 1, 2007
Change Frequency	6 Months
Min Rate At Change	9.5%
Max Rate At Change	12.5%
Index	6-Month LIBOR
Max Rate	15.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003723/183
Date	Jan 18, 2019
Book Page	3723/183
Instrument	2019000436

Lender

Name	MISSOURI HOUSING DEVELOPMENT
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 12, 2026
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Document Number	003816/647
Book / Page	3816 / 647
Instrument Date	Mar 11, 2026
Instrument	2026001850
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 N FOUNTAIN STC, SAINT JOSEPH, MO 64504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355

Mortgage

Document Number	2026001851
Date	Mar 12, 2026
Instrument	2026001851

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 18, 2019
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Document Number	003723/150
Book / Page	3723 / 150
Instrument Date	Jan 18, 2019
Instrument	2019000429
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355

Mortgage

Document Number	003723/152
Date	Jan 18, 2019
Book Page	3723/152
Instrument	2019000430

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

May 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 24, 2010
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Document Number	03211/0102
Book / Page	3211 / 0102
Instrument Date	May 21, 2010
Instrument	2010005414
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Investor	Possibly a Property Investor

Mortgage

Document Number	03211/0104
Date	May 24, 2010
Book Page	3211/0104
Instrument	2010005415

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BLUE SPRINGS, MO 64014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

February 2010: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 2, 2010
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Document Number	03194/0114
Book / Page	3194 / 0114
Instrument Date	Jan 21, 2010
Instrument	2010001144
Transaction Type	Foreclosure
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 MULBERRY TER, SAINT JOSEPH, MO 64506-3814
Investor	Possibly a Property Investor

October 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 21, 2009
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Document Number	03176/0866
Book / Page	3176 / 0866
Instrument Date	Oct 2, 2009
Instrument	2009013097
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 LOCUST ST, SAINT JOSEPH, MO 64501-3418

July 2008: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 11, 2008
Property Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355
Document Number	03086/0832
Book / Page	3086 / 0832
Instrument Date	Jun 25, 2008
Instrument	2008008385
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5210 MORNING SIDE DR, SAINT JOSEPH, MO 64505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1355

Tax Assessment & Valuation

The 2025 property tax bill for 3210 Morningside Dr was $1,213, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00 (+0.08%)	$17,630 Land $3,420 Building $14,210	$92,770 Land $18,000 Building $74,770
2024	$1,212.00 (+10.68%)
2023	$1,095.00 (-0.64%)	$16,630 (-) Land $3,420 Building $13,210	$87,550 Land $18,000 Building $69,550
2022	$1,102.00	$16,630 Land $3,420 Building $13,210
2021			$87,550 Land $18,000 Building $69,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3210 Morningside Dr; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3210 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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