Polk County property record for 3210 Laurel Oak Ln, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,693 sqft · built 2024 |
| Lot Size | 0.126 acres (5,497 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (May 2026) |
| Tax Bill | $714 (2025) |
| Deeds & Mortgages | May 2026 Sale Dec 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-15-688505-000270 |
| Primary APN | 26-29-15-688505-000270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| Gross Area | 2,134 sqft |
| 1st Floor Area | 1,693 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,497 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 238 sqft |
| Street Address | 3210 LAUREL OAK LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAMAR PHASE 6 AND PHASE 6D PB 203 PGS 7-17 LOT 27 |
| Legal Subdivision | VILLAMAR PHASE 6 AND PHASE 6D |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-15-688505-000270
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3210 LAUREL OAK LN, WINTER HAVEN, FL 33884-3774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 07, 2026 | Special Warranty Deed, Transfer SUNSET PARK TITLE |
| Dec 19, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2026 · Amount on Record |
| Deed Sale | May 07, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2024 · Amount on Record |
| Deed Document Number | 2026109265 |
| Deed Book / Page | 13988 / 1156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 07, 2026 |
| Property Address | 3210 LAUREL OAK LN, WINTER HAVEN, FL 33884-3774 |
| Document Number | 0000109265 |
| Book / Page | 13988 / 1156 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.109265 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | SUNSET PARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $215,635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3210 LAUREL OAK LN, WINTER HAVEN, FL 33884-3774 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 19, 2024 |
| Property Address | 3210 LAUREL OAK LN, WINTER HAVEN, FL 33884-3774 |
| Document Number | 0000287327 |
| Book / Page | 13373 / 1299 |
| Map Reference | MB 203 PG 7-17 |
| Instrument Date | Dec 12, 2024 |
| Instrument | 2024287327 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,433.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 3210 LAUREL OAK LN, WINTER HAVEN, FL 33884-3774 |
| Document Number | 0133731301 |
|---|---|
| Date | Dec 19, 2024 |
| Instrument | 13373/1301 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714.00 (-70.26%) | $81,631 | $238,338 Land $52,000 Building $186,338 |
| 2024 | $2,401.00 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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