3210 Kendale Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 3210 Kendale Ave NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,516 sqft · built 1989
Lot Size	0.724 acres (31,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Apr 2020)
Tax Bill	$4,659 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`04104A0072.000000`

Property Details

APN / Parcel Number

Primary APN	`04104A0072.000000`
Alternative APNs	`5611 44 2401` `137203`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,516 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	1,669 sqft
Upper Floors Area	847 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,512 sqft (0.724 acres)
Lot Dimensions	312 ft deep x 101 ft wide
Garage Type	Mixed
Garage Area	1,200 sqft
Driveway	Concrete Driveway
Driveway Area	2,840 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	565 sqft
Deck Area	140 sqft
Patio Area	341 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	137203
Street Address	3210 KENDALE AVE NW
City	CONCORD
State	NC
Zip	28027-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 72 ZEMOSA ACRES
Legal Subdivision	ZEMOSA ACRES
Legal Lot Number	72
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2009
Census Tract	42501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3210 KENDALE AVE NW, CONCORD, NC 28027-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 3, 2020	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Book / Page	14099 / 325
Prior Transfer Date	Oct 12, 1999
Prior Transfer Doc	2686000100
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3210 KENDALE AVE NW, CONCORD, NC 28027-9657
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 KENDALE AVE NW, CONCORD, NC 28027-9657

Mortgage

Document Number	0001656455
Date	Jul 11, 2023
Book Page	16564/55

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2028
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year CMT
Margin	2
Max Rate	11.2%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3210 KENDALE AVE NW, CONCORD, NC 28027-9657
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015952332
Date	Apr 6, 2022
Book Page	15952/332

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3210 KENDALE AVE NW, CONCORD, NC 28027-9657
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015510298
Date	Sep 21, 2021
Book Page	15510/298

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 3, 2020
Property Address	3210 KENDALE AVE NW, CONCORD, NC 28027-9657
Document Number	14099325
Book / Page	014099 / 000325
Instrument Date	Mar 19, 2020
Instrument	10124
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3210 KENDALE AVE NW CONCORD NC 280279657, CONCORD, NC 28027-9657

Mortgage

Document Number	14099327
Date	Apr 3, 2020
Book Page	014099/000327
Instrument	10125

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,120 (+62.13%) Land $115,000 Building $504,120
2024			$619,120 (+62.13%) Land $115,000 Building $504,120
2023	$4,659.00	$381,860 Land $75,000 Building $306,860	$381,860 Land $75,000 Building $306,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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