Lubbock County property record for 3210 81st St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,680 sqft · built 1976 |
| Lot Size | 0.208 acres (9,095 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,397 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R134840 |
| Primary APN | R134840 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,680 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,095 sqft (0.208 acres) |
| Lot Dimensions | 107 ft deep x 85 ft wide |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3210 81ST ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | MELONIE GARDENS L 361 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 3610 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2102 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3210 81ST ST, LUBBOCK, TX 79423-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| May 30, 2018 | Vendor's Lien, Transfer · Conventional Mortgage NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 |
| Deed Sale | May 30, 2018 |
| Deed Document Number | 2018-19617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3210 81ST ST, LUBBOCK, TX 79423-2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022628 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2020022628 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 30, 2018 |
| Property Address | 3210 81ST ST, LUBBOCK, TX 79423-2007 |
| Document Number | 0000019617 |
| Map Reference | VOL1345 PG377 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018019617 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13400 SW 29TH ST, 13400, YUKON, OK 73099-6337 |
| Name | Verified Name |
|---|---|
| Address | 3210 81ST ST, LUBBOCK, TX 79423-2007 |
| Document Number | 0000019618 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 2018019618 |
| Name | NOT AVAILABLE |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,397.00 (-7.45%) Homeowner's exemption | $317,124 (+10.93%) Land $29,750 Building $287,374 | $317,124 (+7.39%) Land $29,750 Building $287,374 |
| 2024 | $4,751.00 (+8.22%) | ||
| 2023 | $4,390.00 (-9%) Homeowner's exemption | $285,879 Land $29,750 Building $265,548 | $295,298 Land $29,750 Building $265,548 |
| 2022 | $4,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Telespan.
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