3210 230th St, Sumner, IA 50674 Property Records

Bremer County property record for 3210 230th St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,088 sqft · built 1976
Lot Size	6.26 acres (272,686 sqft)
Owner	Individual Name on Record
Last Sale	$546,000 (Dec 2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-100-013`

Property Details

APN / Parcel Number

Primary APN	`12-11-100-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
Basement Area	2,088 sqft
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	272,686 sqft (6.26 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3210 230TH ST
City	SUMNER
State	IA
Zip	50674-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-11 PARCEL A N 1/2 NW & PARCEL B NW NW
Jurisdiction	BREMER IA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2009
Census Tract	4300

Owner

Source: Bremer County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3210 230TH ST, SUMNER, IA 50674-9051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 18, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	20254082
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	3210 230TH ST, SUMNER, IA 50674-9051
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231582
Date	Jun 13, 2023
Instrument	20231582

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Dec 18, 2025
Property Address	3210 230TH ST, SUMNER, IA 50674-9051
Document Number	0020254082
Instrument Date	Dec 18, 2025
Instrument	20254082
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$872.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3210 230TH ST, SUMNER, IA 50674-9051

Mortgage

Document Number	0020254091
Date	Dec 18, 2025
Instrument	20254091

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0020254091
Date	Dec 19, 2025
Instrument	20254091

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	OELWEIN, IA 50662

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Jun 4, 2021
Property Address	3210 230TH ST, SUMNER, IA 50674-9051
Document Number	0020212787
Instrument Date	May 26, 2021
Instrument	20212787
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3210 230TH ST, SUMNER, IA 50674-9051

Mortgage

Document Number	0020212788
Date	Jun 4, 2021
Instrument	20212788

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$418,080 (+11.22%) Land $86,300 Building $331,780	$418,080 (+11.22%) Land $86,300 Building $331,780
2023	$375,910 Land $94,450 Building $281,460	$375,910 Land $94,450 Building $281,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1999–2017)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Oran Mutual Telephone Company Fiber	100 / 100

May also be available: Readlyn Telephone Company.

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