321 Wood St, Central, SC 29630 Property Records

Pickens County property record for 321 Wood St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,111 sqft · built 1920
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2022)
Tax Bill	$624 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4065-06-47-7800`

Property Details

APN / Parcel Number

Primary APN	`4065-06-47-7800`
Alternative APN	`R0069806`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
Utility Area	74 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	176 sqft
Parking Spaces	7 Parking Spaces
Porch	Covered Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0069806
Old Parcel Number	4065 06 47 7800
Street Address	321 WOOD ST
City	CENTRAL
State	SC
Zip	29630-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	SW/SIDE WOOD ST LOT B PLAT 476/20B
Legal Lot Number	B
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2022
Census Tract	11101

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	321 WOOD ST, CENTRAL, SC 29630-9270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
May 4, 2022	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Aug 13, 2019	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Apr 19, 2017	Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	202207711
Deed Book / Page	2399 / 101
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	321 WOOD ST, CENTRAL, SC 29630-9270
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008625
Date	May 19, 2022
Book Page	6154/43
Instrument	202208625

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	May 4, 2022
Property Address	321 WOOD ST, CENTRAL, SC 29630-9270
Document Number	0000007711
Book / Page	2399 / 101
Map Reference	MB 476 PG 20
Instrument Date	Apr 29, 2022
Instrument	202207711
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 WOOD ST, CENTRAL, SC 29630-9270

Mortgage

Document Number	0000007712
Date	May 4, 2022
Instrument	202207712

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0000007736
Date	May 4, 2022
Book Page	6146/317
Instrument	202207736

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 3, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	321 WOOD ST, CENTRAL, SC 29630-9270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012179
Date	Aug 13, 2019
Book Page	5524/090
Instrument	201912179

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Apr 19, 2017
Property Address	321 WOOD ST, CENTRAL, SC 29630-9270
Document Number	0000006035
Book / Page	1854 / 262
Map Reference	MB476 PG20-B
Instrument Date	Apr 14, 2017
Instrument	201706035
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WOOD ST, CENTRAL, SC 29630-9270

Mortgage

Document Number	0000006036
Date	Apr 19, 2017
Instrument	201706036

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (-1.42%)	$6,250 (+0.81%) Land $620 Building $5,630	$156,200 (-) Land $15,500 Building $140,700
2024	$633.00 (+8.39%)	$6,200 (-) Land $620 Building $5,580	$156,200 (+0.77%) Land $15,500 Building $140,700
2023	$584.00 (+70.76%)	$6,200 (+75.14%) Land $620 Building $5,580	$155,000 (+75.34%) Land $15,500 Building $139,500
2022	$342.00	$3,540 Land $560 Building $2,980	$88,400 Land $14,000 Building $74,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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