321 Wise Ave, Wayzata, MN 55391 Property Records

Hennepin County property record for 321 Wise Ave, Wayzata, MN 55391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 3,045 sqft · built 2018
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$2,509,500 (Dec 2023)
Tax Bill$30,297 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-117-22-41-0075

Property Details

APN / Parcel Number

Primary APN06-117-22-41-0075

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,045 sqft Living Area
Gross Area4,118 sqft
1st Floor Area1,605 sqft
2nd Floor Area1,450 sqft
Basement Area821 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area9,148 sqft (0.21 acres)
View / LotLake
Garage TypeAttached
Garage Area540 sqft
PorchScreened Porch
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address321 WISE AVE
CityWAYZATA
StateMN
Zip55391-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLOCK 001 B RAMSLAND KNOLL IRREGULAR
Legal Range22
Legal Township117
Legal Section06
Legal Quarter41
Legal SubdivisionRAMSLAND KNOLL
Legal Block1
Legal Lot Number4
JurisdictionHENNEPIN MN
Township / Civil DivisionWAYZATA
Census Block Group1
Census Block1008
Census Tract27300

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 WISE AVE, WAYZATA, MN 55391-1831
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Deed of Trust, Mortgage
WELLS FARGO BK
Sep 24, 2018Trustee's Deed, Construction Loan · Line of Credit
STAR BK
Aug 17, 2017Grant Deed, Subdivision Related Transfer
BURNET TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Document Number20236052518
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address321 WISE AVE, WAYZATA, MN 55391-1831
Document Number0005658108
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyCUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address321 WISE AVE WAYZATA MN 553911831, WAYZATA, MN 55391-1831

Mortgage

Document Number0005658108
DateOct 30, 2019
Instrument5658108
Lender
NameWELLS FARGO BK
TypeBank
Address101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHENNEPIN MN
Recording DateSep 24, 2018
Property Address321 WISE AVE, WAYZATA, MN 55391-1831
Instrument DateSep 21, 2018
Instrument5562863
Transaction TypeConstruction Loan
Record UpdatedOct 5, 2018
Title CompanyCUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4533 ZENITH AVE S MINNEAPOLIS MN 554101424, MINNEAPOLIS, MN 55410-1424

Mortgage

Document Number0005562863
DateSep 24, 2018
Instrument5562863
Lender
NameSTAR BK
TypeBank
AddressEDEN PRAIRIE, MN 55344-7819
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 23, 2019
Interest
Rate TypeAdjustable Rate

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHENNEPIN MN
Recording DateAug 17, 2017
Property Address321 WISE AVE, WAYZATA, MN 55391-1831
Document Number0005468271
Instrument DateAug 15, 2017
Instrument5468271
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 5, 2017
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,445.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address321 WISE AVE WAYZATA MN 55391, WAYZATA, MN 55391

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityWayzata City
Unified School DistrictWayzata Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,297.00 (+77.46%)$2,385,500 (+66.12%) Land $1,200,000 Building $1,185,500$2,385,500 (+66.12%) Land $1,200,000 Building $1,185,500
2023$17,073.00 Homeowner's exemption
2022$1,436,000 Land $574,000 Building $862,000$1,436,000 Land $574,000 Building $862,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWayzata
serves 4,592 people · EPA ID MN1270054
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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