Cleveland County property record for 321 Wintergreen Ct, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 2,081 sqft · built 2007 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (Apr 2017) |
| Tax Bill | $4,911 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59808 |
| Primary APN | 59808 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,081 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 222 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1314271 |
|---|---|
| Street Address | 321 WINTERGREEN CT |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #77PB30-95 HALL CROSS PH4 |
| Legal Subdivision | HALL CROSS |
| Legal Block | 1 |
| Legal Lot Number | 177 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 950400 |
321 Wintergreen Ct is owned and occupied by two individuals who acquired it in July 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP |
| Oct 28, 2019 | Deed of Trust, Mortgage · Line of Credit PREMIER FCU |
| Apr 13, 2017 | Grant Deed, Transfer · Conventional with PMI BANK OF THE OZARKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2017 · Amount on File |
| Deed Sale | Apr 13, 2017 · Amount on File |
| Prior Sale | Mar 5, 2008 · Amount on File |
| Deed Document Number | 20173845 |
| Deed Book / Page | 1740 / 1485 |
| Last Transfer Date | Jul 16, 2026 |
| Transfer Doc | 0200131101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 16, 2026 |
| Property Address | 321 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3765 |
| Document Number | 0200131101 |
| Book / Page | 1979 / 1576 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026200131101 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 321 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3765 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 321 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0018332673 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 1833/2673 |
| Instrument | 200051211 |
| Name | LENOX FINANCIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 321 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3765 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018010450 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 1801/0450 |
| Instrument | 200032131 |
| Name | PREMIER FCU |
|---|---|
| Type | Credit Union |
| Address | GREENSBORO, NC 27415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 27, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 13, 2017 |
| Property Address | 321 WINTERGREEN CT, KINGS MOUNTAIN, NC 28086-3765 |
| Document Number | 0017401485 |
| Book / Page | 001740 / 001485 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 3845 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 WINTERGREEN CT KINGS MOUNTAIN NC 280863765, KINGS MOUNTAIN, NC 28086-3765 |
| Document Number | 17401487 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 001740/001487 |
| Instrument | 3846 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
The 2026 property tax bill for 321 Wintergreen Ct was $4,911, up 19.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,911.00 (+19.72%) | $476,680 (+19.09%) Land $39,711 Building $436,969 | $476,680 (+19.09%) Land $39,711 Building $436,969 |
| 2025 | $4,102.00 | $400,281 Land $39,711 Building $360,570 | $400,281 Land $39,711 Building $360,570 |
| 2023 | $293,869 Land $28,365 Building $265,504 | $293,869 Land $28,365 Building $265,504 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Wintergreen Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Wintergreen Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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