Lafayette County property record for 321 Windsor Dr N, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 2009 |
| Lot Size | 0.18 acres (7,859 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,100 (Jul 2021) |
| Tax Bill | $3,311 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 182E-04-106.00 |
| Primary APN | 182E-04-106.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 1,619 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,859 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 31081 |
|---|---|
| Street Address | 321 WINDSOR DR N |
| City | OXFORD |
| State | MS |
| Zip | 38655-7092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT R70 WINDSOR FALLS PHASE 1C |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | WINDSOR FALLS |
| Legal Phase | 1C |
| Legal Lot Number | R70 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950506 |
321 Windsor Dr N is owned and occupied by an individual who bought it in July 2021.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 WINDSOR DR N, OXFORD, MS 38655-7092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage PRIORITYONE BANK |
| Jul 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIORITYONE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Jul 23, 2020 · Amount on File |
| Deed Document Number | 20217203 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 321 WINDSOR DR N, OXFORD, MS 38655-7092 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202006468 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 202006468 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 2, 2021 |
| Property Address | 321 WINDSOR DR N, OXFORD, MS 38655-7092 |
| Document Number | 202107203 |
| Map Reference | CAB B SL 170 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 202107203 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 DOGWOOD TRL, 209, MAGEE, MS 39111-3347 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 388 N MAIN ST, COLLIERVILLE, TN 38017-2302 |
| Document Number | 202107204 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 202107204 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jul 23, 2020 |
| Property Address | 321 WINDSOR DR N, OXFORD, MS 38655-7092 |
| Document Number | 202006467 |
| Map Reference | CAB B SL 170 |
| Instrument Date | May 22, 2020 |
| Instrument | 202006467 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 STEPHENS PL APT 310, 2120, NEW BRAUNFELS, TX 78130-0002 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 WINDSOR DR N, OXFORD, MS 38655-7092 |
| Document Number | 202006468 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 202006468 |
| Name | PRIORITYONE BANK |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 321 Windsor Dr N was $3,311 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,311.00 Homeowner's exemption | $27,761 | $277,610 Land $62,000 Building $215,610 |
| 2023 | $2,680.00 Homeowner's exemption | $22,910 | $229,100 Land $62,000 Building $167,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Windsor Dr N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Windsor Dr N is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 41% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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