321 Winding Way, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 321 Winding Way, Hammonton, NJ 08037

Property Summary

Property Type	Single Family Home
Details	2,175 sqft · built 1995
Lot Size	0.318 acres (13,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,500 (May 1995)
Tax Bill	$7,538 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-03904-0000-00092`

Property Details

APN / Parcel Number

Primary APN	`13-03904-0000-00092`
Alternative APN	`130390400092`

Interior

Stories	2 Stories
Building Area	2,175 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	13,861 sqft (0.318 acres)
Lot Dimensions	154 ft deep x 90 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	321 WINDING WAY
City	HAMMONTON
State	NJ
Zip	08037-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	VALLEY WOOD ESTATES PH 03
Legal Block	3904
Legal Lot Number	92
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	2
Census Block	2016
Census Tract	10900

Owner

Source: Atlantic County and Hammonton Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 WINDING WAY, HAMMONTON, NJ 08037-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 1995 · Amount on Record
Deed Sale	May 3, 1995 · Amount on Record
Prior Sale	Sep 23, 1991 · Amount on Record
Deed Document Number	19954160
Deed Book / Page	5798 / 84
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	321 WINDING WAY, HAMMONTON, NJ 08037-2210
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061916
Date	Nov 17, 2022
Instrument	2022061916

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2042

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	321 WINDING WAY, HAMMONTON, NJ 08037-2210
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040253
Date	Jul 19, 2017
Instrument	2017040253

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,600 (-) Land $61,300 Building $206,300	$267,600 (-) Land $61,300 Building $206,300
2025	$7,538.00 (+2.36%)	$267,600 (-) Land $61,300 Building $206,300	$267,600 (-) Land $61,300 Building $206,300
2024	$7,364.00 (+1.07%)
2023		$267,600 Land $61,300 Building $206,300	$267,600 Land $61,300 Building $206,300
2022	$7,286.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMONTON WATER DEPT serves 12,153 people · EPA ID NJ0113001
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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