321 Winding Shore Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 321 Winding Shore Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2,571 sqft · built 2010
Lot Size	0.332 acres (14,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,900 (Jan 2019)
Tax Bill	$9,922 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3017-0000-0080-63`

Property Details

APN / Parcel Number

Primary APN	`3017-0000-0080-63`
Alternative APNs	`R000125616` `305186`

Interior

Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	2,376 sqft
2nd Floor Area	195 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Lot Area	14,439 sqft (0.332 acres)
Lot Dimensions	270 ft deep x 190 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	836 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Location & Zoning

Account Number	305186
Street Address	321 WINDING SHORE DR
City	TOOL
State	TX
Zip	75143-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 6-8 AB 659 N G RUSSELL SUR, HIDDEN COVE, LTS 6-8 (6R) F/240, E/307 (RE:HEATHERWOOD # 1 BLK A) REPLAT F/25
Legal Subdivision	HIDDEN COVE
Legal Block	A
Legal Lot Number	6-8
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	2
Census Block	2000
Census Tract	950801

Owner

Source: Henderson County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 WINDING SHORE DR, TOOL, TX 75143-2202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jan 3, 2019	Vendor's Lien, Transfer PRIMELENDING
Nov 27, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on Record
Deed Sale	Jan 3, 2019 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	201988
Prior Transfer Date	Nov 13, 2017
Prior Transfer Doc	0000018011
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	321 WINDING SHORE DR, TOOL, TX 75143-2202
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	COLONIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007223
Date	Jun 2, 2020
Instrument	2020-00007223

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jan 3, 2019
Property Address	321 WINDING SHORE DR, TOOL, TX 75143-2202
Document Number	201900000088
Map Reference	CAB F SL 240
Instrument Date	Jan 2, 2019
Instrument	2019-00000088
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TITLE AND ESCROW/TX INC, TITLE & ESCROW OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13625 WILLOW BEND RD, DALLAS, TX 75240-3732

Mortgage

Document Number	201900000089
Date	Jan 3, 2019
Instrument	2019-00000089

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENDERSON TX
Recording Date	Nov 27, 2017
Property Address	321 WINDING SHORE DR, TOOL, TX 75143-2202
Document Number	201700018011
Map Reference	CAB E SL240
Instrument Date	Nov 13, 2017
Instrument	2017-00018011
Transaction Type	Foreclosure
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 WINDING SHORE DR, 321, TOOL, TX 75143-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5016 PARKWAY PLAZA BLVD STE 200, 200, CHARLOTTE, NC 28217-1930

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$757,858 (+21%)	$972,130 (+3.6%) Land $427,500 Building $544,630
2024	$9,922.00 (+0.6%)
2023	$9,863.00 (-60.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$626,329 Land $427,500 Building $510,853	$938,353 Land $427,500 Building $510,853
2022	$24,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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