321 Winding Meadows Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 321 Winding Meadows Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,584 sqft · built 1989
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2024)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9566858474`

Property Details

APN / Parcel Number

Primary APN	`9566858474`
Alternative APNs	`00956685847455` `9926750`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	4,584 sqft Heated Area
1st Floor Area	2,461 sqft
Basement Area	2,292 sqft
Finished Basement	2,292 sqft
Unfinished Basement	615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Deck Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9926750
Street Address	321 WINDING MEADOWS DR
City	FLAT ROCK
State	NC
Zip	28731-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9926750~R-
Legal Description	KENMURE LO18 SEB PLA-46A
Legal Subdivision	SECTION B OF KENMURE
Legal Block	85
Legal Lot Number	8474
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	931500

Owner

Source: Henderson County assessment roll, APN 9566858474, as of July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 WINDING MEADOWS DR, FLAT ROCK, NC 28731-9572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2024 · Amount on Record
Deed Sale	Aug 07, 2024 · Amount on Record
Deed Document Number	20241018393
Deed Book / Page	4195 / 349
Prior Transfer Date	Feb 19, 2018
Prior Transfer Doc	0000153165
Record Updated	Sep 20, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 20, 2018
Property Address	321 WINDING MEADOWS DR, FLAT ROCK, NC 28731-9572
Document Number	0031650015
Book / Page	003165 / 000015
Instrument Date	Feb 19, 2018
Instrument	878942
Transaction Type	Transfer
Record Updated	Mar 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	321 WINDING MEADOWS DR FLAT ROCK NC 287319572, FLAT ROCK, NC 28731-9572

Tax Assessment & Valuation

Source: Henderson County assessment roll as of July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$831,700 (-) Land $113,000 Building $718,700
2025	$3,584.00	$831,700 (-2.86%) Land $113,000 Building $718,700
2023		$856,200 Land $113,000 Building $743,200	$831,700 Land $113,000 Building $718,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), as of October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899315002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 74 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0145010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.