Cortland County and Harford Town property record for 321 Willow Crossing Rd, Dryden, NY 13053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft · built 1850 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 112800 153.00-01-15.100 |
| Primary APN | 112800 153.00-01-15.100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| 2nd Floor Area | 704 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 261,360 sqft (6 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 321 WILLOW CROSSING RD |
|---|---|
| City | DRYDEN |
| State | NY |
| Zip | 13053-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DOUGLAS G HOBBS |
| Legal Block | 1 |
| Legal Lot Number | 15.100 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HARFORD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 971200 |
Source: Cortland County and Harford Town records · APN 112800 153.00-01-15.100
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 WILLOW CROSSING RD, DRYDEN, NY 13053-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 321 WILLOW CROSSING RD, DRYDEN, NY 13053-9619 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005168 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023-05168 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2043 |
Source: Cortland County and Harford Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Harford Town |
| Unified School District | Dryden Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,273.00 (-2.11%) | $125,000 (-) Land $23,000 Building $102,000 | $164,474 (+18.42%) Land $30,263 Building $134,211 |
| 2023 | $2,322.00 | $125,000 Land $23,000 Building $102,000 | $138,889 Land $25,556 Building $113,333 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), as of August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239712003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2011–2017) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele TV Cable | 300 / 25 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 6 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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