321 Willow Ave, Frederick, MD 21701 Property Records

Frederick County property record for 321 Willow Ave, Frederick, MD 21701 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	984 sqft Living Area
Lot Size	7,830 sqft (0.18 acres)
Garage	Attached, 288 sqft
Occupancy	Owner Occupied
Last Sale	$200,000 (2019)
Tax Bill	$3,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-116065`
Alternative APNs	`2116065` `116065`

Interior

Full Baths	1 Baths
Building Area	984 sqft Living Area
Gross Area	1,510 sqft Gross Area
1st Floor	984 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	7,830 sqft (0.18 acres)
Depth X Width	135 ft x 58 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	288 sqft Garage
Patio Area	40 sqft Patio
Porch Area	198 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	116065
Street Address	321 WILLOW AVE
City	FREDERICK
State	MD
Zip	21701-6347
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT. OF LOTS #11 & 12 58 X 135 321 WILLOW AVE.
Legal Subdivision	HARGETT ADDITION
Legal Lot Number	11,12
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	3
Census Block	3019
Census Tract	765100

Owner

Source: Frederick County records · APN 02-116065

Assessment roll updated August 4, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 WILLOW AVE, FREDERICK, MD 21701-6347
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2019 · Amount on Record
Deed Sale	Jan 02, 2019 · Amount on Record
Deed Book / Page	12778 / 463
Record Refreshed	Jun 08, 2026

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 02, 2019
Property Address	321 WILLOW AVE, FREDERICK, MD 21701-6347
Document Number	0127780463
Book / Page	012778 / 000463
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	321 WILLOW AVE FREDERICK MD 217016347, FREDERICK, MD 21701-6347

Mortgage

Document Number	127780469
Date	Jan 02, 2019
Book Page	012778/000469

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (+12.33%) Homeowner's exemption	$340,600 (+44.94%) Land $136,300 Building $204,300	$340,600 (-) Land $136,300 Building $204,300
2023	$3,537.00 Homeowner's exemption	$235,000	$340,600 Land $136,300 Building $204,300

Flood & Wildfire

321 Willow Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.