Scott County property record for 321 Williamsburg Ln, Georgetown, KY 40324
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 3,576 sqft · built 2001 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $121,100 (Aug 2016) |
| Tax Bill | $1,532 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-025.000 |
| Primary APN | 138-20-025.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,576 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,892 sqft (0.273 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 WILLIAMSBURG LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2581 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | COLONY DUPLEX |
| Legal Subdivision | COLONY DUPLEX |
| Legal Lot Number | 23A |
| Legal Unit | 8 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40606 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2016 · Amount on Record |
| Deed Sale | Aug 30, 2016 · Amount on Record |
| Deed Document Number | 2016359528 |
| Deed Book / Page | 380 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 321 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 321 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Document Number | 0M1762/703 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | M1762/703 |
| Instrument | 487891 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 321 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | M1597/270 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | M1597/270 |
| Instrument | 433041 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Sep 1, 2046 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,000 (-) | $172,000 (-) | |
| 2025 | $1,532.00 (+9.59%) | $172,000 (+11.54%) | $172,000 (+11.54%) |
| 2023 | $1,398.00 (+22.74%) | $154,200 (+17.44%) Land $20,000 Building $134,200 | $154,200 (+17.44%) Land $20,000 Building $134,200 |
| 2022 | $1,139.00 | $131,300 Land $15,000 Building $116,300 | $131,300 Land $15,000 Building $116,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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