321 Williams St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 321 Williams St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1930
Lot Size	0.498 acres (21,693 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-231-001`

Property Details

APN / Parcel Number

Primary APN	`17-10-231-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,976 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,693 sqft (0.498 acres)
Garage Type	Mixed
Garage Area	2,656 sqft
Parking Spaces	9 Parking Spaces
Porch	Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	321 WILLIAMS ST
City	BIG RAPIDS
State	MI
Zip	49307-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000321 WILLIAMS STREET: BARSTOW'S SECOND ADDITION -- BLK 2, LOTS 1 & 2
Legal Subdivision	BARSTOW'S SECOND ADDITION
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4007
Census Tract	960500

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 WILLIAMS ST, BIG RAPIDS, MI 49307-1072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021
Deed Sale	Oct 13, 2021
Prior Sale	Oct 13, 2021
Deed Document Number	202100009587
Deed Book / Page	914 / 4188
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 13, 2021
Property Address	321 WILLIAMS ST, BIG RAPIDS, MI 49307-1072
Document Number	914/4188
Book / Page	914 / 4188
Instrument Date	Oct 12, 2021
Instrument	202100009587
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7493 WESTLANE AVE, 7493, JENISON, MI 49428-8920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W CLINTON ST, OVID, MI 48866-9480

Mortgage

Document Number	202100009588
Date	Oct 13, 2021
Instrument	202100009588

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 13, 2021
Property Address	321 WILLIAMS ST, BIG RAPIDS, MI 49307-1072
Document Number	914/4188
Book / Page	914 / 4188
Instrument Date	Oct 12, 2021
Instrument	202100004188
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7493 WESTLANE AVE, 7493, JENISON, MI 49428-8920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 W CLINTON ST, OVID, MI 48866-9480

Mortgage

Document Number	202100004191
Date	Oct 13, 2021
Instrument	202100004191

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$94,300	$188,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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