Chesapeake City property record for 321 Willard Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1963 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,500 (Nov 2019) |
| Tax Bill | $3,902 (2025) |
| Deeds & Mortgages | Apr 2024 Refinance Jun 2022 Second Mortgage + 2 more |
| APN | 0472006000660 |
| Primary APN | 0472006000660 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,622 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Width | 110 ft Width |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 391 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 WILLARD DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 66 HALL MANOR |
| Legal Subdivision | WILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 WILLARD DR, CHESAPEAKE, VA 23322-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION |
| Jun 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 18, 2019 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on Record |
| Deed Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 201931705 |
| Deed Book / Page | 10080 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 WILLARD DR, CHESAPEAKE, VA 23322-5638 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010744/755 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 10744/755 |
| Instrument | 240007940 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 12, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 WILLARD DR, CHESAPEAKE, VA 23322-5638 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10567/1863 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 10567/1863 |
| Instrument | 220018992 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 321 WILLARD DR, CHESAPEAKE, VA 23322-5638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10080/453 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 10080/453 |
| Instrument | 190031707 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 18, 2019 |
| Property Address | 321 WILLARD DR, CHESAPEAKE, VA 23322-5638 |
| Document Number | 10080/435 |
| Book / Page | 10080 / 435 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 190031705 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 WILLARD DR, CHESAPEAKE, VA 23322-5638 |
| Document Number | 190031706 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 190031706 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,100 (+5.64%) Land $200,000 Building $208,100 | $408,100 (+5.64%) Land $200,000 Building $208,100 | |
| 2025 | $3,902.00 (+49.62%) | $386,300 (+12.1%) Land $190,000 Building $196,300 | $386,300 (+12.1%) Land $190,000 Building $196,300 |
| 2023 | $344,600 (+3.64%) Land $170,000 Building $174,600 | $344,600 (+3.64%) Land $170,000 Building $174,600 | |
| 2022 | $332,500 Land $150,000 Building $182,500 | $332,500 Land $150,000 Building $182,500 | |
| 2019 | $2,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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