321 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 321 Whitehead St, Key West, FL 33040

Property Summary

Property Type	Timeshare
Details	11 ba · 5,440 sqft · built 1980
Lot Size	0.265 acres (11,552 sqft)
Owner	Company Name on Record
Tax Bill	$23,015 (2024)
Deeds & Mortgages	Feb 2024 Sale Jun 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00004500-000100`

Property Details

APN / Parcel Number

Primary APN	`00004500-000100`
Alternative APN	`8730985`

Interior

Full Baths	11 Baths
Units	8 Units
Building Area	5,440 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Material	Asphalt
Lot Area	11,552 sqft (0.265 acres)
Boat Access	Boat Access

Location & Zoning

Account Number	8730985
Street Address	321 WHITEHEAD ST
City	KEY WEST
State	FL
Zip	33040
Property Category	Residential
Property Type	Residential > Specialized > Timeshare
Local Zoning Code	HRO
Legal Description	BANYAN TREE OF KEY WEST VI A TIMESHARE RESORT KW PT LOT 3 SQR 25 OR64-455 OR658-288 OR662-863 OR690-742 OR752-198 OR752-793 OR870-979 OR877-1754 OR1003-1806DEC OR1026-1356 OR1210-599 OR1210-834 OR1249-1298
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	BANYON TREE KEY WEST PH 06
Legal Block	402
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2032
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	323 WHITEHEAD ST, KEY WEST, FL 33040-6542
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Jun 7, 2023	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE
Apr 11, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 10, 2023	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 10, 2009
Transfer Doc	0028512422
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 12, 2024
Property Address	321 WHITEHEAD ST, KEY WEST, FL 33040
Document Number	0032620236
Book / Page	3262 / 236
Instrument Date	Feb 12, 2024
Instrument	2450846
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3708 CARRIAGE HOUSE CT, ALEXANDRIA, VA 22309-2710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 PLEASANT ST, FRANKLIN, MA 02038-3619

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2023
Property Address	321 WHITEHEAD ST, KEY WEST, FL 33040
Document Number	0032282248
Book / Page	3228 / 2248
Map Reference	MB 1003 PG 1806-1877
Instrument Date	Jun 7, 2023
Instrument	2420838
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 SW LYNDSIE CT, LEES SUMMIT, MO 64082-3816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3130 WINDING WOODS DR, POWELL, OH 43065-8178

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 11, 2023
Property Address	321 WHITEHEAD ST, KEY WEST, FL 33040
Document Number	0032192338
Book / Page	3219 / 2338
Map Reference	MB 1003 PG 1806&1877
Instrument Date	Apr 11, 2023
Instrument	2413465
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8629 E SHANNON WAY, WICHITA, KS 67206-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6768 HORSESHOE LN, SPRINGFIELD, OH 45502-1174

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 10, 2023
Property Address	321 WHITEHEAD ST, KEY WEST, FL 33040
Document Number	0032191224
Book / Page	3219 / 1224
Map Reference	MB 1003 PG 1806-1877
Instrument Date	Apr 7, 2023
Instrument	2413214
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$91.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 N PENN SYREET #11051105, 11051105, PHILADELPHIA, PA 19123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11093 VISTA SANTA FE LN, SAN DIEGO, CA 92126-6118

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,702,840 (+3.61%) Building $2,702,840	$2,702,840 (+3.61%) Building $2,702,840
2024	$23,015.00 (+4.58%)
2023	$22,008.00 (+14.49%)	$2,608,760 (+21.38%) Building $2,608,760	$2,608,760 (+21.38%) Building $2,608,760
2022	$19,223.00	$2,149,280 Building $2,149,280	$2,149,280 Building $2,149,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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