321 White Walnut Rd, Louisa, VA 23093 Property Records

Louisa County property record for 321 White Walnut Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2007
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2020)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58 23 2`

Property Details

APN / Parcel Number

Primary APN	`58 23 2`
Alternative APNs	`28556` `27096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27096
Street Address	321 WHITE WALNUT RD
City	LOUISA
State	VA
Zip	23093-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	WHITE WALNUT WOODS SUB PB 8/2174-75 LOT2 DB 1687/580 2.47AC
Legal Subdivision	WHITE WALNUT WOODS SUB
Legal Lot Number	2
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	1
Census Block	1032
Census Tract	950202

Owner

321 White Walnut Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 WHITE WALNUT RD, LOUISA, VA 23093-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Grant Deed, Transfer · Conventional with PMI VIRGINIA CU
Oct 17, 2018	Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	20206757
Deed Book / Page	1687 / 580
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 29, 2020
Property Address	321 WHITE WALNUT RD, LOUISA, VA 23093-3927
Document Number	0000006757
Book / Page	001687 / 000580
Instrument Date	Jul 20, 2020
Instrument	6757
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 WHITE WALNUT RD LOUISA VA 230933927, LOUISA, VA 23093-3927

Mortgage

Document Number	6758
Date	Jul 29, 2020
Book Page	001687/000584
Instrument	6758

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Oct 17, 2018
Property Address	321 WHITE WALNUT RD, LOUISA, VA 23093-3927
Document Number	1585/0771
Book / Page	1585 / 0771
Map Reference	MB8 PG2174&2175
Instrument Date	Sep 27, 2018
Instrument	180009583
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CLOSURE TITLE & SETTLEMENT C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WHITE WALNUT RD, LOUISA, VA 23093-3927

Mortgage

Document Number	180009584
Date	Oct 17, 2018
Instrument	180009584

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 321 White Walnut Rd was $2,633, up 6.8% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,100 (+6.67%) Land $52,300 Building $337,800	$390,100 (+6.67%) Land $52,300 Building $337,800
2025	$2,633.00 (+6.77%)	$365,700 Land $43,000 Building $322,700	$365,700 Land $43,000 Building $322,700
2024	$2,466.00
2023		$306,300 Land $35,000 Building $271,300
2022	$1,304.00		$306,300 Land $35,000 Building $271,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 White Walnut Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 White Walnut Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Walnut Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures