Garrett County property record for 321 White Oak Dr, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1972 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $2,500 (May 2016) |
| Tax Bill | $3,140 (2026) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-012553 |
| Primary APN | 18-012553 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Deck Area | 324 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 012553 |
|---|---|
| Street Address | 321 WHITE OAK DR |
| City | SWANTON |
| State | MD |
| Zip | 21561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 15682 SQ FT H FOY TRACT NORTH GLADE D C L |
| Legal Subdivision | NEIGHBORLY SUBDIVISION |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 501 |
321 White Oak Dr is owned by a company that acquired it in March 2019.
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1 PERSHING ST, LONACONING, MD 21539-1396 |
| Owner Type | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2016 · Amount on File |
| Deed Sale | May 9, 2016 · Amount on File |
| Prior Sale | Jul 8, 1987 · Amount on File |
| Deed Book / Page | 1935 / 99 |
| Last Transfer Date | Mar 4, 2019 |
| Transfer Doc | 0021210095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 8, 2019 |
| Property Address | 321 WHITE OAK DR, SWANTON, MD 21561 |
| Document Number | 0021210095 |
| Book / Page | 002121 / 000095 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1 PERSHING ST LONACONING MD 215391396, LONACONING, MD 21539-1396 |
The 2026 property tax bill for 321 White Oak Dr was $3,140, down 0.9% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,140.00 (-0.88%) | $270,233 (+0.8%) | $274,500 (+2.39%) Land $98,000 Building $176,500 |
| 2025 | $3,168.00 | $268,100 Land $98,000 Building $170,100 | $268,100 Land $98,000 Building $170,100 |
| 2023 | $2,530.00 | $204,367 | $268,100 Land $98,000 Building $170,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 White Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 White Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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