321 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 321 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,890 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0962-00000-09600`

Property Details

APN / Parcel Number

Primary APN	`0962-00000-09600`
Alternative APN	`33599`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,650 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	247 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	321 WHISPERING OAKS DR
City	ADKINS
State	TX
Zip	78101-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS, LOT 96 (SEC 2), ACRES 2.0
Legal Subdivision	WHISPERING OAKS
Legal Block	1
Legal Lot Number	96
Jurisdiction	WILSON TX
Township / Civil Division	FLORESVILLE
Census Block Group	1
Census Block	1002
Census Tract	406

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Apr 30, 2024	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2022	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 5, 2018	Vendor's Lien, Transfer CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024
Deed Sale	Apr 30, 2024
Prior Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	2024141953
Prior Transfer Date	Jun 5, 2018
Prior Transfer Doc	2034/348
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617

Mortgage

Document Number	2026159197
Date	Feb 3, 2026
Instrument	2026-159197

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Apr 30, 2024
Property Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Document Number	2024141953
Map Reference	VOL 6 PG 64-66
Instrument Date	Apr 29, 2024
Instrument	2024-141953
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WHISPENNG OAKS DR, ADKINS, TX 78101

Mortgage

Document Number	2024141954
Date	Apr 30, 2024
Instrument	2024-141954

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Oct 25, 2022
Property Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Document Number	2022126914
Map Reference	VOL 6 PG 64-66
Instrument Date	Oct 20, 2022
Instrument	2022-126914
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WILLISPERING OAKS DR, ADKINS, TX 78101

Mortgage

Document Number	2022126915
Date	Oct 25, 2022
Instrument	2022-126915

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	105235
Date	Apr 6, 2021
Instrument	105235

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Jun 5, 2018
Property Address	321 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Document Number	2034/348
Book / Page	2034 / 348
Map Reference	VOL6 PG64-66
Instrument Date	Jun 5, 2018
Instrument	074247
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 WHISPERING OAKS DR, 321, ADKINS, TX 78101-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 TURKEYFOOT LN, LA VERNIA, TX 78121-4908

Mortgage

Document Number	074248
Date	Jun 5, 2018
Instrument	074248

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	Floresville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 (-1.23%) Homeowner's exemption	$306,699 (+21%)	$351,050 (+38.5%) Land $81,000 Building $270,050
2024	$3,332.00 (-19.96%)
2023		$253,470 Land $65,500 Building $187,970	$253,470 Land $65,500 Building $187,970
2022	$4,163.00 (+15.48%)
2018	$3,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Alamo Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20

321 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2024: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Vendor's Lien, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Whispering Oaks Dr

Nearby Streets

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