Hampden County and Ludlow Town property record for 321 Westerly Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,012 sqft · built 1994 |
| Lot Size | 1.15 acres (50,355 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $382,500 (Jan 2013) |
| Tax Bill | $9,383 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:040-17900 B:125 L:0 |
| Primary APN | M:040-17900 B:125 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| Gross Area | 7,035 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,355 sqft (1.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8635 |
|---|---|
| Street Address | 321 WESTERLY CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 WESTERLY CIR, LUDLOW, MA 01056-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2013 · Amount on Record |
| Deed Sale | Jan 3, 2013 · Amount on Record |
| Prior Sale | Sep 30, 1993 · Amount on Record |
| Deed Book / Page | 19624 / 492 |
| Transfer Doc | 22357-355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 13, 2018 |
| Property Address | 321 WESTERLY CIR, LUDLOW, MA 01056-1626 |
| Document Number | 22357-355 |
| Book / Page | 022357 / 000355 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 55012 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 WESTERLY CIR LUDLOW MA 010561626, LUDLOW, MA 01056-1626 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,383.00 (+3.55%) | $540,800 (+7.97%) Land $92,800 Building $448,000 | $657,970 (+4.32%) |
| 2024 | $9,061.00 (+3.78%) | $500,900 (+11.93%) Land $92,900 Building $408,000 | $630,705 |
| 2023 | $8,731.00 | $447,500 Land $77,200 Building $370,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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